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Pathfinder Bancorp PBHC Net Interest Income

Net Interest Income at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$25.37B+9.0%
M&T Bank logo
M&T BankMTB
$1.75B+3.4%
KeyCorp logo
KeyCorpKEY
$1.22B+11.5%
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
$9.05M+12.1%
PCB Bancorp logo
PCB BancorpPCB
$26.81M+10.4%
FB Bancorp, Inc. logo
FB Bancorp, Inc.FBLA

Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+8.2%
Enterprise value$105.15M-39.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's net interest income?
Pathfinder Bancorp (PBHC) reported net interest income of $10.34M in Q1 2026.
How has Pathfinder Bancorp's net interest income changed year-over-year?
Pathfinder Bancorp's net interest income decreased by 9.4% year-over-year, from $11.41M to $10.34M.
What is the long-term trend for Pathfinder Bancorp's net interest income?
Over 4 years (2021 to 2025), Pathfinder Bancorp's net interest income has grown at a 3.7% compound annual growth rate (CAGR), from $38.3M to $44.34M.
What does net interest income mean?
This is the difference between the interest earned on assets, such as loans and securities, and the interest paid on liabilities, such as deposits and borrowings. It is the primary driver of profitability for a commercial bank and indicates the effectiveness of interest rate spread management.