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PCB Bancorp PCB Net Interest Income

Net Interest Income at other companies

Hanmi Financial logo
Hanmi FinancialHAFC
$63.86M+11.8%
OP Bancorp logo
OP BancorpOPBK
$20.07M+1.8%
California BanCorp logo
California BanCorpBCAL
$43.35M+4.7%
Equity Bancshares logo
Equity BancsharesEQBK
$73.87M+48.3%
Pathfinder Bancorp logo
Pathfinder BancorpPBHC
$10.34M-9.4%
FB Bancorp, Inc. logo
FB Bancorp, Inc.FBLA

Segments

By segment

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Reportable Segment$27.49M+5.8%

Other financials

Income statement

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Revenue$30.7M+4.8%
Net income$10.5M+15.8%
EPS (diluted)$0.73+17.7%

Balance sheet

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Cash & equivalents$265.2M+0.6%
Total debt$27.7M+41.0%
Total equity$400.5M+6.4%
Total assets$3.5B+5.0%

Cash flow

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Operating cash flow$1.4M-72.4%
CapEx$108.0K-89.9%
Free cash flow$1.2M-67.5%

Valuation

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Market cap$391.42M+29.8%
Enterprise value$153.93M+167%
P/E9.4×-0.2×
P/S3.3×+0.4×

Profitability

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Net margin34.7%+5.3pp
FCF margin33.9%+14.0pp

Returns & leverage

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Return on equity10.8%+2.1pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by PCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: PCB Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001423869-26-000027
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Deposits21,79522,50543,27345,069
Borrowings7518131,294858
Total interest expense22,54623,31844,56745,927
Net interest income27,49425,99054,30450,273
Provision for credit losses9261,7871,3933,385
Net interest income after provision for credit losses26,56824,20352,91146,888
Noninterest income:
Service charges and fees on deposits450375880747

Item 1 - Consolidated Financial Statements

FAQ

What is PCB Bancorp's net interest income?
PCB Bancorp (PCB) reported net interest income of $27.49M in Q2 2026.
How has PCB Bancorp's net interest income changed year-over-year?
PCB Bancorp's net interest income increased by 5.8% year-over-year, from $25.99M to $27.49M.
What is the long-term trend for PCB Bancorp's net interest income?
Over 4 years (2021 to 2025), PCB Bancorp's net interest income has grown at a 7.7% compound annual growth rate (CAGR), from $77.14M to $103.88M.
What does net interest income mean?
This is the difference between the interest earned on loans and other interest-earning assets and the interest paid on deposits and other borrowings. It serves as the primary driver of a bank's core profitability and reflects the effectiveness of its net interest margin management.

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