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Pathfinder Bancorp PBHC Ratios & Valuation

Q2 '26Q1 '26Q4 '25Q3 '25Q2 '25
Profitability
Net margin0.3%-4.2pp-5.5%-13.6pp-4.1%-10.8pp15%+10.6pp4.5%-15.8pp
Returns
Return on equity0.1%-1.7pp-2%-5.4pp-1.6%-4.4pp6.1%+4.4pp1.8%-5.6pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×0.0×
Leverage
Debt-to-equity1.2×+0.3×0.4×-0.1×0.6×-0.3×0.6×-0.4×0.9×-0.5×
Valuation
Market capitalization$103.6M+12.6%$78.93M-21.6%$87.12M-18.4%$96.69M+0.3%$89.73M+44.5%
Price / earnings724.5×+684×12.8×-35.1×39.6×+32.5×
Price / sales2.2×+0.3×1.7×-0.2×1.9×-0.3×1.9×-0.2×1.8×+0.3×
Price / book0.8×+0.1×0.6×-0.2×0.7×-0.2×0.8×0.0×0.7×+0.2×
Dividend yield1.9%-0.2pp2.4%+0.9pp2.2%+0.5pp2%+0.1pp2.1%-0.7pp

FAQ

Where do Pathfinder Bancorp's ratios come from?
Every ratio is computed from Pathfinder Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.