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Debt-to-equity at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
1.4×+0.1×
M&T Bank logo
M&T BankMTB
+0.5×
KeyCorp logo
KeyCorpKEY
0.9×+0.1×
Magyar Bancorp logo
Magyar BancorpMGYR
0.4×+0.1×
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
-0.1×
PCB Bancorp logo
PCB BancorpPCB
0.0×

Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+8.2%
Enterprise value$105.15M-39.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp

Where this comes from

Calculated from Pathfinder Bancorp’s reported figures.

Based on the most recent quarter.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's debt-to-equity?
Pathfinder Bancorp (PBHC) reported debt-to-equity of 0.4× in Q1 2026.
How has Pathfinder Bancorp's debt-to-equity changed year-over-year?
Pathfinder Bancorp's debt-to-equity decreased by 27.7% year-over-year, from 0.5× to 0.4×.
What is the long-term trend for Pathfinder Bancorp's debt-to-equity?
Over 5 years (2020 to 2025), Pathfinder Bancorp's debt-to-equity has grown at a -6.7% compound annual growth rate (CAGR), from 0.9× to 0.6×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.