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Oportun Financial Corporation OPRT Free cash flow

Discontinued — last reported Q4 '22

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——

Other financials

Income statement

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Revenue$94.9M-10.3%
Net income$2.3M-76.0%
EPS (diluted)$0.05-76.2%

Balance sheet

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Cash & equivalents$209.9M-9.1%
Total debt$12.0M-30.5%
Total equity$396.3M+8.2%
Total assets$3.2B-1.8%

Cash flow

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Operating cash flow$103.7M+2.7%
CapEx$1.5M-84.6%

Valuation

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Market cap$262.37M-17.1%
Enterprise value$64.49M-36.1%
P/E14.7×—
P/S0.7×-0.2×

Profitability

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Net margin4.5%—
FCF margin37.8%+9.3pp

Returns & leverage

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Return on equity4.7%—
Debt / equity0×0.0×

Where this comes from

Calculated from Oportun Financial Corporation’s reported figures.

$88.5Mnet cash from operating−$1.5Mcapital expenditures=$60.47M

The official record: Oportun Financial Corporation’s 10-K, filed March 15, 2024, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oportun Financial Corporation's free cash flow?
Oportun Financial Corporation (OPRT) reported free cash flow of $60.47M in Q4 2022.
How has Oportun Financial Corporation's free cash flow changed year-over-year?
Oportun Financial Corporation's free cash flow increased by 21.0% year-over-year, from $49.98M to $60.47M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.