OppFi
OPFIOppFi is a mission-driven fintech platform that facilitates credit access for credit-challenged U.S. consumers who are typically underserved by traditional financial institutions.
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Aug 5, 2026 (In 1 week)Valuation & ratios
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Profile
OppFi is a mission-driven fintech platform that facilitates credit access for credit-challenged U.S. consumers who are typically underserved by traditional financial institutions. The company provides a turn-key technology suite for community banks, leveraging proprietary data science and automated underwriting to offer transparent installment loans. Its core value proposition centers on financial inclusion, high customer satisfaction, and providing a digital-first alternative to predatory lending products.
OppFi positions itself as a high-transparency, consumer-friendly alternative to payday lenders, maintaining high NPS and BBB ratings while serving the sub-36% APR market through its TurnUp program.
Questions, answered.
- What is OppFi's market cap?
- OppFi (OPFI) has a market capitalization of $804.4M and trades on NYSE.
- What is OppFi's revenue and profitability?
- OppFi generated $377.7M in trailing twelve-month revenue with net income of $66.1M, representing a net margin of 17.5%, with free cash flow of $388.5M. These figures are based on the Q1 2026 filing.
- Who are OppFi's competitors?
- OppFi's key competitors include Upstart, Enova International, OneMain Financial, and others. These companies compete in similar markets and product categories.
- Who does OppFi partner with?
- OppFi's notable partners include Zogo, Equifax, Experian, and others.
- What subsidiaries does OppFi have?
- OppFi's subsidiaries include OppFi-LLC.
- Where is OppFi headquartered?
- OppFi is headquartered in United States of America and employs approximately 445 people. It has been publicly traded since 2021.
