What is OppFi's cash & equivalents?

OppFi (OPFI) reported cash & equivalents of $99.92M in Q1 2026.

How has OppFi's cash & equivalents changed year-over-year?

OppFi's cash & equivalents increased by 10.1% year-over-year, from $90.77M to $99.92M.

What is the long-term trend for OppFi's cash & equivalents?

Over 5 years (2020 to 2025), OppFi's cash & equivalents has grown at a 141.4% compound annual growth rate (CAGR), from $1.14M to $93.26M.

What does cash & equivalents mean?

Cash on hand plus highly liquid investments with maturities of three months or less at purchase — treasury bills, money market funds, and commercial paper.

OppFi OPFI Cash & Equivalents

Cash & Equivalents at other companies

Enova InternationalENVA

$96.13M+73.2%

Upstart Holdings, Inc.UPST

$931.33M+10.9%

Oaktree Specialty LendingOCSL

$51.26M-52.6%

World AcceptanceWRLD

$6.07M+28.8%

Blue Owl Technology Finance Corp.OTF

$488.16M-51.2%

Q2 HoldingsQTWO

$218.3M-34.3%

Other financials

Income statement

See full

Revenue$87.3M-3.9%

Operating income$35.4M-16.8%

Net income$28.4M+350%

EPS (diluted)$0.56+217%

Balance sheet

See full

Total debt$10.9M-14.9%

Total equity$75.7M+235%

Total assets$720.0M+12.5%

Cash flow

See full

Operating cash flow$90.8M+8.4%

CapEx$5.1M+17.2%

Free cash flow$85.6M+7.9%

Valuation

See full

Market cap$751.46M+123%

Enterprise value$662.47M+156%

P/E11.4×-22.5×

P/S2×+1.0×

Profitability

See full

Operating margin42.2%+4.5pp

Net margin17.5%+14.7pp

FCF margin102.9%+11.8pp

Returns & leverage

See full

Return on equity134.6%+85.9pp

Debt / equity0.1×-0.4×

Current ratio0.3×—

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's cash & equivalents?: OppFi (OPFI) reported cash & equivalents of $99.92M in Q1 2026.
How has OppFi's cash & equivalents changed year-over-year?: OppFi's cash & equivalents increased by 10.1% year-over-year, from $90.77M to $99.92M.
What is the long-term trend for OppFi's cash & equivalents?: Over 5 years (2020 to 2025), OppFi's cash & equivalents has grown at a 141.4% compound annual growth rate (CAGR), from $1.14M to $93.26M.
What does cash & equivalents mean?: Cash on hand plus highly liquid investments with maturities of three months or less at purchase — treasury bills, money market funds, and commercial paper.