What is OppFi's operating income?

OppFi (OPFI) reported operating income of $35.36M in Q1 2026.

How has OppFi's operating income changed year-over-year?

OppFi's operating income decreased by 16.8% year-over-year, from $42.49M to $35.36M.

What is the long-term trend for OppFi's operating income?

Over 4 years (2021 to 2025), OppFi's operating income has grown at a 30.6% compound annual growth rate (CAGR), from $57.26M to $166.68M.

What does operating income mean?

Gross profit minus all operating expenses (SG&A, R&D, D&A). Measures the profit from core business operations before interest, taxes, and non-operating items.

OppFi OPFI Operating Income

Operating Income at other companies

Enova InternationalENVA

$207.11M+20.5%

Upstart Holdings, Inc.UPST

-$7.52M-67.2%

Q2 HoldingsQTWO

$27.69M+1,165%

Peoples BancorpPEBO

$37.35M+19.0%

PROG HoldingsPRG

$65.31M+15.9%

Segments

By segment

See full

Reportable Segment$35.36M-16.8%

Other financials

Income statement

See full

Revenue$87.3M-3.9%

Net income$28.4M+350%

EPS (diluted)$0.56+217%

Balance sheet

See full

Cash & equivalents$99.9M+10.1%

Total debt$10.9M-14.9%

Total equity$75.7M+235%

Total assets$720.0M+12.5%

Cash flow

See full

Operating cash flow$90.8M+8.4%

CapEx$5.1M+17.2%

Free cash flow$85.6M+7.9%

Valuation

See full

Market cap$751.46M+123%

Enterprise value$662.47M+156%

P/E11.4×-22.5×

P/S2×+1.0×

Profitability

See full

Operating margin42.2%+4.5pp

Net margin17.5%+14.7pp

FCF margin102.9%+11.8pp

Returns & leverage

See full

Return on equity134.6%+85.9pp

Debt / equity0.1×-0.4×

Current ratio0.3×—

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about OppFi's operating income.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is OppFi's operating income?: OppFi (OPFI) reported operating income of $35.36M in Q1 2026.
How has OppFi's operating income changed year-over-year?: OppFi's operating income decreased by 16.8% year-over-year, from $42.49M to $35.36M.
What is the long-term trend for OppFi's operating income?: Over 4 years (2021 to 2025), OppFi's operating income has grown at a 30.6% compound annual growth rate (CAGR), from $57.26M to $166.68M.
What does operating income mean?: Gross profit minus all operating expenses (SG&A, R&D, D&A). Measures the profit from core business operations before interest, taxes, and non-operating items.