What is OppFi's capex?

OppFi (OPFI) reported capex of $5.15M in Q1 2026.

How has OppFi's capex changed year-over-year?

OppFi's capex increased by 17.2% year-over-year, from $4.39M to $5.15M.

What is the long-term trend for OppFi's capex?

Over 4 years (2021 to 2025), OppFi's capex has grown at a 7.4% compound annual growth rate (CAGR), from $14.37M to $19.11M.

What does capex mean?

Cash spent on property, plant, and equipment — the primary measure of investment in productive capacity and infrastructure.

OppFi OPFI CapEx

CapEx at other companies

Enova InternationalENVA

$10.75M-16.5%

Upstart Holdings, Inc.UPST

$2.75M—

World AcceptanceWRLD

$1.12M+28.5%

Q2 HoldingsQTWO

$6.6M+740%

SoFi Technologies, Inc.SOFI

$67.55M+28.4%

Blue Owl CapitalOWL

$13.83M+3.6%

Other financials

Income statement

See full

Revenue$87.3M-3.9%

Operating income$35.4M-16.8%

Net income$28.4M+350%

EPS (diluted)$0.56+217%

Balance sheet

See full

Cash & equivalents$99.9M+10.1%

Total debt$10.9M-14.9%

Total equity$75.7M+235%

Total assets$720.0M+12.5%

Cash flow

See full

Operating cash flow$90.8M+8.4%

Free cash flow$85.6M+7.9%

Valuation

See full

Market cap$751.46M+123%

Enterprise value$662.47M+156%

P/E11.4×-22.5×

P/S2×+1.0×

Profitability

See full

Operating margin42.2%+4.5pp

Net margin17.5%+14.7pp

FCF margin102.9%+11.8pp

Returns & leverage

See full

Return on equity134.6%+85.9pp

Debt / equity0.1×-0.4×

Current ratio0.3×—

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquireProductiveAssets.

The official record: OppFi’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OppFi's capex?: OppFi (OPFI) reported capex of $5.15M in Q1 2026.
How has OppFi's capex changed year-over-year?: OppFi's capex increased by 17.2% year-over-year, from $4.39M to $5.15M.
What is the long-term trend for OppFi's capex?: Over 4 years (2021 to 2025), OppFi's capex has grown at a 7.4% compound annual growth rate (CAGR), from $14.37M to $19.11M.
What does capex mean?: Cash spent on property, plant, and equipment — the primary measure of investment in productive capacity and infrastructure.