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CapEx at other companies

Enova International logo
Enova InternationalENVA
$12.61M+12.4%
Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
$2.06M+1,690%
LPR
LPROLPRO
$0-100%
OP Bancorp logo
OP BancorpOPBK
$127K-82.4%
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
$58K+142%
FB Bancorp, Inc. logo
FB Bancorp, Inc.FBLA

Other financials

Income statement

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Revenue$87.3M-3.9%
Operating income$35.4M-16.8%
Net income$28.4M+350%
EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%
Total debt$10.9M-14.9%
Total equity$75.7M+235%
Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%
Free cash flow$85.6M+7.9%

Valuation

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Market cap$833.44M+167%
Enterprise value$744.45M+202%
P/E12.6×-80.2×
P/S2.2×+1.3×

Profitability

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Operating margin42.2%+4.5pp
Net margin17.5%+14.7pp
FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp
Debt / equity0.1×-0.4×
Current ratio0.3×

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquireProductiveAssets.

The source filing: OppFi’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 5:23 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001818502-26-000056
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
Cash flows from investing activities:
Finance receivables acquired(226,088)(272,181)
Finance receivables repayments209,799242,330
Purchases of equipment and capitalized technology(5,147)(4,390)
Net cash used in investing activities(21,436)(34,241)
Cash flows from financing activities:
Member distributions(10,368)(11,251)
Borrowings of senior debt - revolving lines of credit44,56761,066

Item 1. Financial Statements (Unaudited)

FAQ

What is OppFi's capex?
OppFi (OPFI) reported capex of $5.15M in Q1 2026.
How has OppFi's capex changed year-over-year?
OppFi's capex increased by 17.2% year-over-year, from $4.39M to $5.15M.
What is the long-term trend for OppFi's capex?
Over 4 years (2021 to 2025), OppFi's capex has grown at a 7.4% compound annual growth rate (CAGR), from $14.37M to $19.11M.
What does capex mean?
Cash spent on property, plant, and equipment — the primary measure of investment in productive capacity and infrastructure.

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