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OppFi OPFI Debt-to-equity

Debt-to-equity at other companies

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Enova InternationalENVA
3.4×+0.1×
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2.5×+0.5×
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1.1×+0.1×
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1.1×-0.6×
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OP BancorpOPBK
0.0×

Other financials

Income statement

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Revenue$87.3M-3.9%
Operating income$35.4M-16.8%
Net income$28.4M+350%
EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%
Total debt$10.9M-14.9%
Total equity$75.7M+235%
Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%
CapEx$5.1M+17.2%
Free cash flow$85.6M+7.9%

Valuation

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Market cap$833.44M+167%
Enterprise value$744.45M+202%
P/E12.6×-80.2×
P/S2.2×+1.3×

Profitability

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Operating margin42.2%+4.5pp
Net margin17.5%+14.7pp
FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp
Current ratio0.3×

Where this comes from

Calculated from OppFi’s reported figures.

Based on the most recent quarter.

The source filing: OppFi’s 10-Q, filed May 7, 2026. Open the filing →

Filed
May 7, 2026, 5:23 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001818502-26-000056

FAQ

What is OppFi's debt-to-equity?
OppFi (OPFI) reported debt-to-equity of 0.1× in Q1 2026.
How has OppFi's debt-to-equity changed year-over-year?
OppFi's debt-to-equity decreased by 74.6% year-over-year, from 0.6× to 0.1×.
What is the long-term trend for OppFi's debt-to-equity?
Over 3 years (2020 to 2025), OppFi's debt-to-equity has grown at a -46.4% compound annual growth rate (CAGR), from 1.3× to 0.2×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.

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