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OppFi OPFI Net Income

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Segments

By segment

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Reportable Segment$54.04M+165%

Other financials

Income statement

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Revenue$87.3M-3.9%
Operating income$35.4M-16.8%
EPS (diluted)$0.56+217%

Balance sheet

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Cash & equivalents$99.9M+10.1%
Total debt$10.9M-14.9%
Total equity$75.7M+235%
Total assets$720.0M+12.5%

Cash flow

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Operating cash flow$90.8M+8.4%
CapEx$5.1M+17.2%
Free cash flow$85.6M+7.9%

Valuation

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Market cap$833.44M+167%
Enterprise value$744.45M+202%
P/E12.6×-80.2×
P/S2.2×+1.3×

Profitability

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Operating margin42.2%+4.5pp
Net margin17.5%+14.7pp
FCF margin102.9%+11.8pp

Returns & leverage

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Return on equity134.6%+85.9pp
Debt / equity0.1×-0.4×
Current ratio0.3×

Where this comes from

Reported directly by OppFi in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: OppFi’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 5:23 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001818502-26-000056
Line itemThree Months Ended March 31, 20262025
Income tax expense3,9711,651
Net income54,03820,390
Less: net income attributable to noncontrolling interest25,63731,762
Net income (loss) attributable to OppFi Inc.$28,401$(11,372)
Earnings (loss) per common share attributable to OppFi Inc.:
Earnings (loss) per common share:
Basic$1.06$(0.48)
Diluted$0.56$(0.48)

Item 1. Financial Statements (Unaudited)

FAQ

What is OppFi's net income?
OppFi (OPFI) reported net income of $28.4M in Q1 2026.
How has OppFi's net income changed year-over-year?
OppFi's net income increased by 349.7% year-over-year, from -$11.37M to $28.4M.
What is the long-term trend for OppFi's net income?
Over 4 years (2021 to 2025), OppFi's net income has grown at a 43.5% compound annual growth rate (CAGR), from $6.21M to $26.33M.
What does net income mean?
The bottom line — total revenue minus all expenses, taxes, and costs. Represents the profit attributable to the company's shareholders after all obligations are met.

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