What is Upstart Holdings, Inc.'s capex?

Upstart Holdings, Inc. (UPST) reported capex of $2.75M in Q1 2026.

What is the long-term trend for Upstart Holdings, Inc.'s capex?

Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s capex has grown at a -55.0% compound annual growth rate (CAGR), from $8.43M to $347K.

What does capex mean?

Cash spent on property, plant, and equipment — the primary measure of investment in productive capacity and infrastructure.

Upstart Holdings, Inc. UPST CapEx

CapEx at other companies

Enova InternationalENVA

$10.75M-16.5%

SoFi Technologies, Inc.SOFI

$67.55M+28.4%

Affirm Holdings, Inc.AFRM

$61.41M+15.8%

Dave, Inc.DAVE

$19K-48.6%

TransUnionTRU

$65.2M-4.7%

Q2 HoldingsQTWO

$6.6M+740%

Other financials

Income statement

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Revenue$308.2M+44.4%

Operating income-$7.5M-67.2%

Net income-$6.6M-172%

EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%

Total debt$1.9B+40.3%

Total equity$733.2M+8.4%

Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%

Free cash flow-$136.0M-909%

Valuation

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Market cap$3.01B-43.6%

Enterprise value$4.02B-29.1%

P/E61×—

P/S2.6×-4.7×

Profitability

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Operating margin3.5%+1.9pp

Net margin4.3%+2.6pp

FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp

Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s capex?: Upstart Holdings, Inc. (UPST) reported capex of $2.75M in Q1 2026.
What is the long-term trend for Upstart Holdings, Inc.'s capex?: Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s capex has grown at a -55.0% compound annual growth rate (CAGR), from $8.43M to $347K.
What does capex mean?: Cash spent on property, plant, and equipment — the primary measure of investment in productive capacity and infrastructure.