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Other financials

Income statement

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Revenue$170.8M+29.6%
Operating income-$3.0M
Net income$6.7M-26.0%
EPS (diluted)$0.49-21.0%

Balance sheet

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Cash & equivalents$209.6M+240%
Total debt$333.0K-99.6%
Total equity$207.9M-4.2%
Total assets$570.8M+57.0%

Cash flow

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Operating cash flow$68.4M+0.2%
Free cash flow$68.1M+0.1%

Valuation

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Market cap$4.66B+78.1%
Enterprise value$4.45B+69.2%
P/E20.9×-26.5×
P/S7.2×+1.2×

Profitability

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Operating margin-4.2%
Net margin34.6%+21.9pp
FCF margin50.7%+6.4pp

Returns & leverage

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Return on equity104.8%+74.1pp
Debt / equity-0.3×
Current ratio4.2×-5.3×

Where this comes from

Reported directly by Dave, Inc. in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

The source filing: Dave, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-335154
Line itemFor The Six Months Ended / June 30, 2026For The Six Months Ended / June 30, 2025
Net cash provided by operating activities150,407113,484
Investing activities
Payments for internally developed software costs(3,993)(3,101)
Purchase of property and equipment(251)(164)
Net originations, purchases and collections of Member receivables23,770(77,794)
Purchase of investments(47,355)(108,849)
Sale and maturity of investments45,107108,065
Purchase of marketable securities-(2)

Item 1. Financial Statements

FAQ

What is Dave, Inc.'s capex?
Dave, Inc. (DAVE) reported capex of $232K in Q2 2026.
How has Dave, Inc.'s capex changed year-over-year?
Dave, Inc.'s capex increased by 82.7% year-over-year, from $127K to $232K.
What is the long-term trend for Dave, Inc.'s capex?
Over 4 years (2021 to 2025), Dave, Inc.'s capex has grown at a -3.9% compound annual growth rate (CAGR), from $371K to $317K.
What does capex mean?
Cash spent on property, plant, and equipment — the primary measure of investment in productive capacity and infrastructure.

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