Skip to content

Dave, Inc. DAVE Operating margin

Discontinued — last reported Q4 '21

Operating margin at other companies

PayPal Holdings, Inc. logo
PayPal Holdings, Inc.PYPL
17.9%0.0pp
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
-7.3%-3.2pp
Chime Financial, Inc. Class A Common Stock logo
Chime Financial, Inc. Class A Common StockCHYM
-43.3%-47.1pp
Block logo
BlockXYZ
4.9%+0.9pp
Enova International logo
Enova InternationalENVA
23.6%+1.2pp
Gen Digital Inc. logo
Gen Digital Inc.GEN
42.4%+1.5pp

Other financials

Income statement

See full
Revenue$158.4M+46.7%
Operating income-$3.0M
Net income$57.9M+101%
EPS (diluted)$4.02+104%

Balance sheet

See full
Cash & equivalents$133.3M+184%
Total debt$425.0K-99.4%
Total equity$203.8M+2.2%
Total assets$530.5M+68.1%

Cash flow

See full
Operating cash flow$82.0M+81.3%
CapEx$19.0K-48.6%
Free cash flow$82.0M+81.4%

Valuation

See full
Market cap$4B+113%
Enterprise value$3.86B+95.8%
P/E17.8×-18.0×
P/S6.6×+1.7×

Profitability

See full
Net margin37.2%+23.5pp
FCF margin54%+14.2pp

Returns & leverage

See full
Return on equity111.6%+79.5pp
Debt / equity-0.4×
Current ratio3.9×-4.7×

Where this comes from

Calculated from Dave, Inc.’s reported figures.

Based on trailing twelve months.

The official record: Dave, Inc.’s 10-K, filed March 13, 2023, on SEC EDGAR. View the filing →

Ask your AI about Dave, Inc.'s operating margin.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Dave, Inc.'s operating margin?
Dave, Inc. (DAVE) reported operating margin of -4.2% in Q4 2021.
What does operating margin mean?
Operating income as a percentage of revenue (trailing twelve months). Captures profitability from core operations after both cost of revenue and operating expenses, but before interest and taxes.