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Dave, Inc. DAVE Total Revenue

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Segments

By product

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Processing And Overdraft Service Fees Net$144.93M
Subscriptions$15.07M+87.1%
Interchange Revenue Net$6.03M+0.3%
Transaction Based Revenue Other Net$4.08M+19.8%
Atm Revenue Net$633K-15.0%
Other$45K-40.8%

Other financials

Income statement

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Operating income-$3.0M
Net income$6.7M-26.0%
EPS (diluted)$0.49-21.0%

Balance sheet

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Cash & equivalents$209.6M+240%
Total debt$333.0K-99.6%
Total equity$207.9M-4.2%
Total assets$570.8M+57.0%

Cash flow

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Operating cash flow$68.4M+0.2%
CapEx$232.0K+82.7%
Free cash flow$68.1M+0.1%

Valuation

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Market cap$4.66B+78.1%
Enterprise value$4.45B+69.2%
P/E20.9×-26.5×
P/S7.2×+1.2×

Profitability

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Operating margin-4.2%
Net margin34.6%+21.9pp
FCF margin50.7%+6.4pp

Returns & leverage

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Return on equity104.8%+74.1pp
Debt / equity-0.3×
Current ratio4.2×-5.3×

Where this comes from

Reported directly by Dave, Inc. in its filing.

Tagged under the XBRL concept us-gaap:Revenues.

The source filing: Dave, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-335154
Line itemFor The Three Months Ended / June 30, 2026For The Three Months Ended / June 30, 2025For The Six Months Ended / June 30, 2026For The Six Months Ended / June 30, 2025
Operating revenues:
Service based revenue, net$160,047$121,593$307,634$219,444
Transaction based revenue, net10,74610,16421,57320,292
Total operating revenues, net170,793131,757329,207239,736
Operating expenses:
Provision for credit losses28,81825,29555,40435,898
Processing and servicing costs10,2997,17019,85914,157
Financial network and transaction costs7,9677,22715,71914,266

Item 1. Financial Statements

FAQ

What is Dave, Inc.'s total revenue?
Dave, Inc. (DAVE) reported total revenue of $170.79M in Q2 2026.
How has Dave, Inc.'s total revenue changed year-over-year?
Dave, Inc.'s total revenue increased by 29.6% year-over-year, from $131.76M to $170.79M.
What is the long-term trend for Dave, Inc.'s total revenue?
Over 4 years (2021 to 2025), Dave, Inc.'s total revenue has grown at a 38.0% compound annual growth rate (CAGR), from $153.01M to $554.18M.
What does total revenue mean?
The aggregate of all revenue from the company's operations — the top line from which all profitability metrics are derived.

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