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Dave, Inc. DAVE Interchange Revenue Net — Revenue

Other product segments

Processing And Overdraft Service Fees Net
$144.93M
Subscriptions
$15.07M+87.1%
Transaction Based Revenue Other Net
$4.08M+19.8%
Atm Revenue Net
$633K-15.0%
Other
$45K-40.8%
Tips
$0

Similar metrics at other companies

Trustco Bank Corp logo
TRSTInterchange Income — Revenue
$1.1M-26.1%
First Financial Corporation logo
THFFInterchange Income — Revenue
$214K+18.9%
Alerus Financial Corporation logo
ALRSInterchange Fees — Revenue
$841.25K+46.9%
Eagle Financial Services logo
EFSIInterchange Fees — Revenue
$815K-3.6%
John Marshall Bancorp logo
JMSBInterchange Income — Revenue
$75K-13.8%
Lennar logo
LENOther revenues — Revenue
$331.4M-6.8%

Other financials

Income statement

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Revenue$170.8M+29.6%
Operating income-$3.0M
Net income$6.7M-26.0%
EPS (diluted)$0.49-21.0%

Balance sheet

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Cash & equivalents$209.6M+240%
Total debt$333.0K-99.6%
Total equity$207.9M-4.2%
Total assets$570.8M+57.0%

Cash flow

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Operating cash flow$68.4M+0.2%
CapEx$232.0K+82.7%
Free cash flow$68.1M+0.1%

Valuation

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Market cap$4.66B+78.1%
Enterprise value$4.45B+69.2%
P/E20.9×-26.5×
P/S7.2×+1.2×

Profitability

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Operating margin-4.2%
Net margin34.6%+21.9pp
FCF margin50.7%+6.4pp

Returns & leverage

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Return on equity104.8%+74.1pp
Debt / equity-0.3×
Current ratio4.2×-5.3×

Where this comes from

Reported directly by Dave, Inc. in its filing.

Tagged under the XBRL concept us-gaap:Revenues.

The source filing: Dave, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-335154
Line itemFor the Three Months Ended / June 30, 2026For the Three Months Ended / June 30, 2025For The Six Months Ended / June 30, 2026For The Six Months Ended / June 30, 2025
Tips---7,496
Subscriptions15,0718,05329,01614,870
Other457699166
Transaction based revenue, net
Interchange revenue, net6,0296,01112,22911,896
ATM revenue, net6337451,2921,539
Other4,0843,4088,0526,857
Total operating revenues, net$170,793$131,757$329,207$239,736

Item 1. Financial Statements

FAQ

What is Dave, Inc.'s interchange revenue net — revenue?
Dave, Inc. (DAVE) reported interchange revenue net — revenue of $6.03M in Q2 2026.
How has Dave, Inc.'s interchange revenue net — revenue changed year-over-year?
Dave, Inc.'s interchange revenue net — revenue increased by 0.3% year-over-year, from $6.01M to $6.03M.
What is the long-term trend for Dave, Inc.'s interchange revenue net — revenue?
Over 3 years (2022 to 2025), Dave, Inc.'s interchange revenue net — revenue has grown at a 31.2% compound annual growth rate (CAGR), from $10.79M to $24.36M.
What does interchange revenue net — revenue mean?
This metric represents the net revenue generated from interchange fees earned when customers use their debit cards for transactions. It reflects the company's ability to monetize payment processing volume through its banking platform. Growth in this area indicates increased user engagement with the company's financial products and higher transaction activity levels.

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