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Dave, Inc. DAVE Interchange Revenue Net — Revenue

Other product segments

Processing And Overdraft Service Fees Net
$133.59M
Subscriptions
$13.95M+105%
Transaction Based Revenue Other Net
$3.97M+15.0%
Atm Revenue Net
$659K-17.0%
Other
$54K-40.0%
Tips
$0-100%

Similar metrics at other companies

Atlantic Union Bankshares logo
AUBInterchange Fees Net
$3.33M+12.8%
HQY
HQYInterchange revenue — Total Revenue
$57.38M+5.1%
SoFi Technologies, Inc. logo
SOFIInterchange — Total net revenue from contracts with customers
$35.2M+54.3%
Capital One Financial logo
COFInterchange fees, net — Revenue from Contract with Customer, Excluding Assessed Tax
$1.96B+60.6%
Synchrony Financial logo
SYFInterchange revenue
$264M+10.9%
WSFS Financial logo
WSFSInterchange fees — Revenue from Contract with Customer, Including Assessed Tax
$3.48M-7.2%

Other financials

Income statement

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Revenue$158.4M+46.7%
Operating income-$3.0M
Net income$57.9M+101%
EPS (diluted)$4.02+104%

Balance sheet

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Cash & equivalents$133.3M+184%
Total debt$425.0K-99.4%
Total equity$203.8M+2.2%
Total assets$530.5M+68.1%

Cash flow

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Operating cash flow$82.0M+81.3%
CapEx$19.0K-48.6%
Free cash flow$82.0M+81.4%

Valuation

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Market cap$4B+113%
Enterprise value$3.86B+95.8%
P/E17.8×-18.0×
P/S6.6×+1.7×

Profitability

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Operating margin-4.2%
Net margin37.2%+23.5pp
FCF margin54%+14.2pp

Returns & leverage

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Return on equity111.6%+79.5pp
Debt / equity-0.4×
Current ratio3.9×-4.7×

Where this comes from

Reported directly by Dave, Inc. in its filing.

Tagged under the XBRL concept us-gaap:Revenues.

The official record: Dave, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Dave, Inc.'s interchange revenue net — revenue?
Dave, Inc. (DAVE) reported interchange revenue net — revenue of $6.2M in Q1 2026.
How has Dave, Inc.'s interchange revenue net — revenue changed year-over-year?
Dave, Inc.'s interchange revenue net — revenue increased by 5.4% year-over-year, from $5.89M to $6.2M.
What is the long-term trend for Dave, Inc.'s interchange revenue net — revenue?
Over 3 years (2022 to 2025), Dave, Inc.'s interchange revenue net — revenue has grown at a 31.2% compound annual growth rate (CAGR), from $10.79M to $24.36M.
What does interchange revenue net — revenue mean?
This metric represents the net revenue generated from interchange fees earned when customers use their debit cards for transactions. It reflects the company's ability to monetize payment processing volume through its banking platform. Growth in this area indicates increased user engagement with the company's financial products and higher transaction activity levels.