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Dave, Inc. DAVE Tips — Revenue

Other product segments

Processing And Overdraft Service Fees Net
$144.93M
Subscriptions
$15.07M+87.1%
Interchange Revenue Net
$6.03M+0.3%
Transaction Based Revenue Other Net
$4.08M+19.8%
Atm Revenue Net
$633K-15.0%
Other
$45K-40.8%

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Other financials

Income statement

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Revenue$170.8M+29.6%
Operating income-$3.0M
Net income$6.7M-26.0%
EPS (diluted)$0.49-21.0%

Balance sheet

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Cash & equivalents$209.6M+240%
Total debt$333.0K-99.6%
Total equity$207.9M-4.2%
Total assets$570.8M+57.0%

Cash flow

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Operating cash flow$68.4M+0.2%
CapEx$232.0K+82.7%
Free cash flow$68.1M+0.1%

Valuation

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Market cap$4.66B+78.1%
Enterprise value$4.45B+69.2%
P/E20.9×-26.5×
P/S7.2×+1.2×

Profitability

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Operating margin-4.2%
Net margin34.6%+21.9pp
FCF margin50.7%+6.4pp

Returns & leverage

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Return on equity104.8%+74.1pp
Debt / equity-0.3×
Current ratio4.2×-5.3×

Where this comes from

Reported directly by Dave, Inc. in its filing.

Tagged under the XBRL concept us-gaap:Revenues.

The source filing: Dave, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-335154
Line itemFor the Three Months Ended / June 30, 2026For the Three Months Ended / June 30, 2025For The Six Months Ended / June 30, 2026For The Six Months Ended / June 30, 2025
Service based revenue, net
Processing and overdraft service fees, net$144,931$113,464$278,519$196,912
Tips---7,496
Subscriptions15,0718,05329,01614,870
Other457699166
Transaction based revenue, net
Interchange revenue, net6,0296,01112,22911,896
ATM revenue, net6337451,2921,539

Item 1. Financial Statements

FAQ

What is Dave, Inc.'s tips — revenue?
Dave, Inc. (DAVE) reported tips — revenue of $0 in Q2 2026.
What is the long-term trend for Dave, Inc.'s tips — revenue?
Over 4 years (2021 to 2025), Dave, Inc.'s tips — revenue has grown at a -36.2% compound annual growth rate (CAGR), from $45.11M to $7.5M.
What does tips — revenue mean?
This metric represents the total revenue generated from voluntary gratuities provided by users for financial services or features within the platform. It reflects user engagement and the perceived value of the company's discretionary financial tools. Monitoring this stream helps assess the monetization potential of non-subscription-based service offerings.

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