Skip to content
Screener

Dave, Inc. DAVE Processing And Overdraft Service Fees Net — Revenue

Other product segments

Subscriptions
$15.07M+87.1%
Interchange Revenue Net
$6.03M+0.3%
Transaction Based Revenue Other Net
$4.08M+19.8%
Atm Revenue Net
$633K-15.0%
Other
$45K-40.8%
Tips
$0

Similar metrics at other companies

Trustco Bank Corp logo
TRSTOverdraft Fees — Revenue
$681K+0.1%
Coastal Financial logo
CCBOverdraft fees — Revenue
$51.75K+4.5%
Norwood Financial logo
NWFLOverdraft Fees — Revenue
$456K+18.4%
Natural Resource Partners logo
NRPTransportation And Processing Services — Revenue
$3.85M+51.0%
BSR
BSRRReturned Item And Overdraft Fees — Revenue
$1.32M+6.3%
Hurco Companies, Inc. logo
HURCService Fees — Revenue
$2.31M-0.6%

Other financials

Income statement

See full
Revenue$170.8M+29.6%
Operating income-$3.0M
Net income$6.7M-26.0%
EPS (diluted)$0.49-21.0%

Balance sheet

See full
Cash & equivalents$209.6M+240%
Total debt$333.0K-99.6%
Total equity$207.9M-4.2%
Total assets$570.8M+57.0%

Cash flow

See full
Operating cash flow$68.4M+0.2%
CapEx$232.0K+82.7%
Free cash flow$68.1M+0.1%

Valuation

See full
Market cap$4.66B+78.1%
Enterprise value$4.45B+69.2%
P/E20.9×-26.5×
P/S7.2×+1.2×

Profitability

See full
Operating margin-4.2%
Net margin34.6%+21.9pp
FCF margin50.7%+6.4pp

Returns & leverage

See full
Return on equity104.8%+74.1pp
Debt / equity-0.3×
Current ratio4.2×-5.3×

Where this comes from

Reported directly by Dave, Inc. in its filing.

Tagged under the XBRL concept us-gaap:Revenues.

The source filing: Dave, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-335154
Line itemFor the Three Months Ended / June 30, 2026For the Three Months Ended / June 30, 2025For The Six Months Ended / June 30, 2026For The Six Months Ended / June 30, 2025
Service based revenue, net
Processing and overdraft service fees, net$144,931$113,464$278,519$196,912
Tips---7,496
Subscriptions15,0718,05329,01614,870
Other457699166
Transaction based revenue, net
Interchange revenue, net6,0296,01112,22911,896
ATM revenue, net6337451,2921,539

Item 1. Financial Statements

FAQ

What is Dave, Inc.'s processing and overdraft service fees net — revenue?
Dave, Inc. (DAVE) reported processing and overdraft service fees net — revenue of $144.93M in Q2 2026.
How has Dave, Inc.'s processing and overdraft service fees net — revenue changed year-over-year?
Dave, Inc.'s processing and overdraft service fees net — revenue increased by 27.7% year-over-year, from $113.46M to $144.93M.
What does processing and overdraft service fees net — revenue mean?
This metric represents the net revenue generated from transaction processing and overdraft protection services provided to banking customers. It reflects the income earned from facilitating financial transactions and providing short-term liquidity support to users of the banking platform. Growth in this segment indicates successful monetization of core banking features and increased user reliance on the platform's financial safety net tools.

Ask your AI about Dave, Inc.'s processing and overdraft service fees net — revenue.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude