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Dave, Inc. DAVE Subscriptions — Revenue

Other product segments

Processing And Overdraft Service Fees Net
$144.93M
Interchange Revenue Net
$6.03M+0.3%
Transaction Based Revenue Other Net
$4.08M+19.8%
Atm Revenue Net
$633K-15.0%
Other
$45K-40.8%
Tips
$0

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Other financials

Income statement

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Revenue$170.8M+29.6%
Operating income-$3.0M
Net income$6.7M-26.0%
EPS (diluted)$0.49-21.0%

Balance sheet

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Cash & equivalents$209.6M+240%
Total debt$333.0K-99.6%
Total equity$207.9M-4.2%
Total assets$570.8M+57.0%

Cash flow

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Operating cash flow$68.4M+0.2%
CapEx$232.0K+82.7%
Free cash flow$68.1M+0.1%

Valuation

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Market cap$4.66B+78.1%
Enterprise value$4.45B+69.2%
P/E20.9×-26.5×
P/S7.2×+1.2×

Profitability

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Operating margin-4.2%
Net margin34.6%+21.9pp
FCF margin50.7%+6.4pp

Returns & leverage

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Return on equity104.8%+74.1pp
Debt / equity-0.3×
Current ratio4.2×-5.3×

Where this comes from

Reported directly by Dave, Inc. in its filing.

Tagged under the XBRL concept us-gaap:Revenues.

The source filing: Dave, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-335154
Line itemFor the Three Months Ended / June 30, 2026For the Three Months Ended / June 30, 2025For The Six Months Ended / June 30, 2026For The Six Months Ended / June 30, 2025
Service based revenue, net
Processing and overdraft service fees, net$144,931$113,464$278,519$196,912
Tips---7,496
Subscriptions15,0718,05329,01614,870
Other457699166
Transaction based revenue, net
Interchange revenue, net6,0296,01112,22911,896
ATM revenue, net6337451,2921,539

Item 1. Financial Statements

FAQ

What is Dave, Inc.'s subscriptions — revenue?
Dave, Inc. (DAVE) reported subscriptions — revenue of $15.07M in Q2 2026.
How has Dave, Inc.'s subscriptions — revenue changed year-over-year?
Dave, Inc.'s subscriptions — revenue increased by 87.1% year-over-year, from $8.05M to $15.07M.
What is the long-term trend for Dave, Inc.'s subscriptions — revenue?
Over 4 years (2021 to 2025), Dave, Inc.'s subscriptions — revenue has grown at a 21.3% compound annual growth rate (CAGR), from $17.2M to $37.22M.
What does subscriptions — revenue mean?
This metric represents the total revenue generated from recurring membership fees or subscription-based services offered through the company's financial platform. It reflects the company's ability to monetize its user base through predictable, periodic payments for premium features, financial insights, or account access. Growth in this segment indicates successful customer retention and the perceived value of the platform's subscription-tier offerings.

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