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Dave, Inc. DAVE Transaction Based Revenue Other Net — Revenue

Other product segments

Processing And Overdraft Service Fees Net
$144.93M
Subscriptions
$15.07M+87.1%
Interchange Revenue Net
$6.03M+0.3%
Atm Revenue Net
$633K-15.0%
Other
$45K-40.8%
Tips
$0

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Other financials

Income statement

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Revenue$170.8M+29.6%
Operating income-$3.0M
Net income$6.7M-26.0%
EPS (diluted)$0.49-21.0%

Balance sheet

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Cash & equivalents$209.6M+240%
Total debt$333.0K-99.6%
Total equity$207.9M-4.2%
Total assets$570.8M+57.0%

Cash flow

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Operating cash flow$68.4M+0.2%
CapEx$232.0K+82.7%
Free cash flow$68.1M+0.1%

Valuation

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Market cap$4.66B+78.1%
Enterprise value$4.45B+69.2%
P/E20.9×-26.5×
P/S7.2×+1.2×

Profitability

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Operating margin-4.2%
Net margin34.6%+21.9pp
FCF margin50.7%+6.4pp

Returns & leverage

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Return on equity104.8%+74.1pp
Debt / equity-0.3×
Current ratio4.2×-5.3×

Where this comes from

Reported directly by Dave, Inc. in its filing.

Tagged under the XBRL concept us-gaap:Revenues.

The source filing: Dave, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-335154
Line itemFor the Three Months Ended / June 30, 2026For the Three Months Ended / June 30, 2025For The Six Months Ended / June 30, 2026For The Six Months Ended / June 30, 2025
Tips---7,496
Subscriptions15,0718,05329,01614,870
Other457699166
Transaction based revenue, net
Interchange revenue, net6,0296,01112,22911,896
ATM revenue, net6337451,2921,539
Other4,0843,4088,0526,857
Total operating revenues, net$170,793$131,757$329,207$239,736

Item 1. Financial Statements

FAQ

What is Dave, Inc.'s transaction based revenue other net — revenue?
Dave, Inc. (DAVE) reported transaction based revenue other net — revenue of $4.08M in Q2 2026.
How has Dave, Inc.'s transaction based revenue other net — revenue changed year-over-year?
Dave, Inc.'s transaction based revenue other net — revenue increased by 19.8% year-over-year, from $3.41M to $4.08M.
What is the long-term trend for Dave, Inc.'s transaction based revenue other net — revenue?
Over 3 years (2022 to 2025), Dave, Inc.'s transaction based revenue other net — revenue has grown at a 90.7% compound annual growth rate (CAGR), from $2.26M to $15.66M.
What does transaction based revenue other net — revenue mean?
This metric represents the net revenue generated from ancillary transaction-based services outside of core banking or primary subscription offerings. It captures income streams derived from specific user actions, such as expedited processing fees, third-party service integrations, or specialized financial utility features. Monitoring this revenue stream helps assess the company's ability to monetize secondary product features and diversify its income beyond standard interest or membership fees.

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