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Dave, Inc. DAVE Return on equity

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11.2%+1.8pp
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12.5%+1.0pp
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SoFi Technologies, Inc.SOFI
7.1%-1.7pp

Other financials

Income statement

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Revenue$170.8M+29.6%
Operating income-$3.0M
Net income$6.7M-26.0%
EPS (diluted)$0.49-21.0%

Balance sheet

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Cash & equivalents$209.6M+240%
Total debt$333.0K-99.6%
Total equity$207.9M-4.2%
Total assets$570.8M+57.0%

Cash flow

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Operating cash flow$68.4M+0.2%
CapEx$232.0K+82.7%
Free cash flow$68.1M+0.1%

Valuation

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Market cap$4.66B+78.1%
Enterprise value$4.45B+69.2%
P/E20.9×-26.5×
P/S7.2×+1.2×

Profitability

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Operating margin-4.2%
Net margin34.6%+21.9pp
FCF margin50.7%+6.4pp

Returns & leverage

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Debt / equity-0.3×
Current ratio4.2×-5.3×

Where this comes from

Calculated from Dave, Inc.’s reported figures.

Based on trailing twelve months.

The source filing: Dave, Inc.’s 10-Q, filed August 5, 2026. Open the filing →

Filed
Aug 5, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-335154

FAQ

What is Dave, Inc.'s return on equity?
Dave, Inc. (DAVE) reported return on equity of 104.8% in Q2 2026.
How has Dave, Inc.'s return on equity changed year-over-year?
Dave, Inc.'s return on equity increased by 241.0% year-over-year, from 30.7% to 104.8%.
What is the long-term trend for Dave, Inc.'s return on equity?
Over 4 years (2021 to 2025), Dave, Inc.'s return on equity has grown at a 12.8% compound annual growth rate (CAGR), from -45.1% to 73.1%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.

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