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Upstart Holdings, Inc. UPST Income Statement

Q2 '26Q1 '26Q4 '25Q3 '25Q2 '25
Net interest income
$16.69M+1.1%$31.15M+11.7%$30.87M+56.8%$18.57M+441%$16.51M+669%
Total revenue
$364.71M+41.7%$308.21M+44.4%$296.09M+35.2%$277.11M+70.9%$257.29M+102%
Research and development
$93.86M+36.4%$80.11M+38.5%$66.91M-0.5%$64.03M-1.3%$68.83M+17.7%
Selling and marketing
$114.51M+56.6%$104.46M+77.1%$90.59M+63.3%$78.84M+82.4%$73.11M+122%
General and administrative
$80.38M+24.5%$76.07M+25.6%$67.83M+12.3%$60.78M+1.5%$64.57M+21.8%
Total operating expenses
$350.07M+38.5%$315.73M+44.9%$277.17M+23.9%$253.44M+22.3%$252.75M+38.0%
Operating income
$14.64M+222%-$7.52M-67.2%$18.92M+498%$23.67M+152%$4.54M+108%
Operating margin
4%+2.2pp-2.4%-0.3pp6.4%+8.6pp8.5%+36.4pp1.8%+45.2pp
Interest expense
-$12.53M-261%$10.37M+47.7%$8.08M+8.7%$8.79M-18.7%$7.77M-32.2%
Other income (expense), net
$2.51M+126%$956K-54.0%$20.12M+105%$1.02M-80.0%$1.11M+8.1%
Income tax expense
$614K+1,153%$84K+190%$526K+374%$124K+176%$49K+227%
Net income
$16.54M+195%-$6.65M-172%$18.64M+776%$31.81M+571%$5.61M+110%
Net margin
4.5%+2.4pp-2.2%-1.0pp6.3%+7.6pp11.5%+15.6pp2.2%+44.9pp
Diluted earnings per share
$0.16+220%-$0.07-133%$0.17+950%$0.23+429%$0.05+108%
EBIT
$14.64M+222%-$7.52M-67.2%$18.92M+498%$23.67M+152%$4.54M+108%

FAQ

What is Upstart Holdings, Inc.'s revenue?
Upstart Holdings, Inc. (UPST) generated $1.2B in revenue over the trailing twelve months, up 46.3% year over year.
Is Upstart Holdings, Inc. profitable?
Upstart Holdings, Inc. reported $60.3M in net income over the trailing twelve months, a 4.8% net margin.
What is Upstart Holdings, Inc.'s earnings per share?
Upstart Holdings, Inc.'s diluted EPS over the trailing twelve months is $0.49.
Where does Upstart Holdings, Inc.'s income statement data come from?
Every line is extracted from Upstart Holdings, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.