Skip to content
Screener

Upstart Holdings, Inc. UPST Total Operating Expenses

Total Operating Expenses at other companies

Enova International logo
Enova InternationalENVA
$330.92M+28.6%
Oportun Financial Corporation logo
Oportun Financial CorporationOPRT
$90.01M-4.7%
LPR
LPROLPRO
$16.27M-7.3%
Dave, Inc. logo
Dave, Inc.DAVE
$118.55M+30.7%
nCino, Inc. logo
nCino, Inc.NCNO
$79.82M-9.3%
DVL
Datavault AIDVLT

Other financials

Income statement

See full
Revenue$364.7M+41.7%
Operating income$14.6M+222%
Net income$16.5M+195%
EPS (diluted)$0.16+220%

Balance sheet

See full
Cash & equivalents$456.0M-35.0%
Total debt$2.0B+37.6%
Total equity$797.5M+10.5%
Total assets$3.2B+28.0%

Cash flow

See full
Operating cash flow-$136.6M-13.7%
CapEx$2.1M+1,690%
Free cash flow-$138.7M-15.3%

Valuation

See full
Market cap$2.89B-55.2%
Enterprise value$4.46B-38.3%
P/E47.9×
P/S2.3×-5.3×

Profitability

See full
Operating margin4%+2.5pp
Net margin4.8%+4.3pp
FCF margin27%+16.9pp

Returns & leverage

See full
Return on equity7.9%+7.2pp
Debt / equity2.5×+0.5×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OperatingExpenses.

The source filing: Upstart Holdings, Inc.’s 8-K, filed August 4, 2026. Open the filing →

Filed
Aug 4, 2026, 4:05 PM EDT
Accession
0001647639-26-000062

FAQ

What is Upstart Holdings, Inc.'s total operating expenses?
Upstart Holdings, Inc. (UPST) reported total operating expenses of $350.07M in Q2 2026.
How has Upstart Holdings, Inc.'s total operating expenses changed year-over-year?
Upstart Holdings, Inc.'s total operating expenses increased by 38.5% year-over-year, from $252.75M to $350.07M.
What is the long-term trend for Upstart Holdings, Inc.'s total operating expenses?
Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s total operating expenses has grown at a 9.1% compound annual growth rate (CAGR), from $707.71M to $1B.
What does total operating expenses mean?
The sum of all operating costs including COGS, SG&A, R&D, D&A, and other operating charges. Revenue minus total operating expenses equals operating income.

Ask your AI about Upstart Holdings, Inc.'s total operating expenses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude