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Dave, Inc. DAVE Total Operating Expenses

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Other financials

Income statement

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Revenue$170.8M+29.6%
Operating income-$3.0M
Net income$6.7M-26.0%
EPS (diluted)$0.49-21.0%

Balance sheet

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Cash & equivalents$209.6M+240%
Total debt$333.0K-99.6%
Total equity$207.9M-4.2%
Total assets$570.8M+57.0%

Cash flow

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Operating cash flow$68.4M+0.2%
CapEx$232.0K+82.7%
Free cash flow$68.1M+0.1%

Valuation

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Market cap$4.66B+78.1%
Enterprise value$4.45B+69.2%
P/E20.9×-26.5×
P/S7.2×+1.2×

Profitability

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Operating margin-4.2%
Net margin34.6%+21.9pp
FCF margin50.7%+6.4pp

Returns & leverage

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Return on equity104.8%+74.1pp
Debt / equity-0.3×
Current ratio4.2×-5.3×

Where this comes from

Reported directly by Dave, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OperatingExpenses.

The source filing: Dave, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-335154
Line itemFor The Three Months Ended / June 30, 2026For The Three Months Ended / June 30, 2025For The Six Months Ended / June 30, 2026For The Six Months Ended / June 30, 2025
Compensation and benefits35,73926,43063,32953,681
Technology and infrastructure3,8512,8947,2465,620
Other operating expenses11,5206,20321,22512,497
Total operating expenses118,55290,675217,400163,505
Other (income) expenses:
Interest income(1,328)(588)(2,152)(1,019)
Interest expense2,0201,7773,7493,535
Changes in fair value of earnout liabilities11,2427,8948,0527,496

Item 1. Financial Statements

FAQ

What is Dave, Inc.'s total operating expenses?
Dave, Inc. (DAVE) reported total operating expenses of $118.55M in Q2 2026.
How has Dave, Inc.'s total operating expenses changed year-over-year?
Dave, Inc.'s total operating expenses increased by 30.7% year-over-year, from $90.68M to $118.55M.
What is the long-term trend for Dave, Inc.'s total operating expenses?
Over 4 years (2021 to 2025), Dave, Inc.'s total operating expenses has grown at a 16.4% compound annual growth rate (CAGR), from $199.89M to $367.56M.
What does total operating expenses mean?
The sum of all operating costs including COGS, SG&A, R&D, D&A, and other operating charges. Revenue minus total operating expenses equals operating income.

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