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Operating Income at other companies

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Other financials

Income statement

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Revenue$364.7M+41.7%
Net income$16.5M+195%
EPS (diluted)$0.16+220%

Balance sheet

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Cash & equivalents$456.0M-35.0%
Total debt$2.0B+37.6%
Total equity$797.5M+10.5%
Total assets$3.2B+28.0%

Cash flow

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Operating cash flow-$136.6M-13.7%
CapEx$2.1M+1,690%
Free cash flow-$138.7M-15.3%

Valuation

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Market cap$2.89B-55.2%
Enterprise value$4.46B-38.3%
P/E47.9×
P/S2.3×-5.3×

Profitability

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Operating margin4%+2.5pp
Net margin4.8%+4.3pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7.9%+7.2pp
Debt / equity2.5×+0.5×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The source filing: Upstart Holdings, Inc.’s 8-K, filed August 4, 2026. Open the filing →

Filed
Aug 4, 2026, 4:05 PM EDT
Accession
0001647639-26-000062

FAQ

What is Upstart Holdings, Inc.'s operating income?
Upstart Holdings, Inc. (UPST) reported operating income of $14.64M in Q2 2026.
How has Upstart Holdings, Inc.'s operating income changed year-over-year?
Upstart Holdings, Inc.'s operating income increased by 222.3% year-over-year, from $4.54M to $14.64M.
What is the long-term trend for Upstart Holdings, Inc.'s operating income?
Over 4 years (2021 to 2025), Upstart Holdings, Inc.'s operating income has grown at a -25.8% compound annual growth rate (CAGR), from $140.88M to $42.63M.
What does operating income mean?
Gross profit minus all operating expenses (SG&A, R&D, D&A). Measures the profit from core business operations before interest, taxes, and non-operating items.

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