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nCino, Inc. NCNO Operating Income

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Other financials

Income statement

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Revenue$159.4M+10.6%
Gross profit$100.9M+16.8%
Net income$13.6M+145%
EPS (diluted)$0.12+140%

Balance sheet

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Cash & equivalents$103.1M-22.8%
Total debt$326.7M+356%
Total equity$970.4M-9.5%
Total assets$1.6B-2.6%

Cash flow

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Operating cash flow$81.4M+49.9%
CapEx$614.0K-64.3%
Free cash flow$80.8M+53.6%

Valuation

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Market cap$2.08B-33.4%
Enterprise value$2.3B-24.9%
P/E156.9×
P/S3.4×-2.0×

Profitability

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Gross margin61.4%+1.4pp
Operating margin4.3%+3.1pp
Net margin2.2%+1.3pp
FCF margin18.2%

Returns & leverage

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Return on equity1.3%+0.8pp
Debt / equity0.3×+0.3×
Current ratio0.9×-0.2×

Where this comes from

Reported directly by nCino, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The source filing: nCino, Inc.’s 10-Q, filed May 27, 2026.

Filed
May 27, 2026, 5:08 PM EDT
Fiscal quarter
Q1 FY2027
Calendar quarter
Q2 2026
Accession
0001902733-26-000066
Line itemThree Months Ended April 30, 2025Three Months Ended April 30, 2026
Research and development33,34128,865
General and administrative21,64317,229
Total operating expenses87,95579,819
Income (loss) from operations(1,513)21,119
Non-operating income (expense)
Interest income417366
Interest expense(4,450)(4,481)
Other income (expense), net16,097(333)

Item 1. Financial Statements

FAQ

What is nCino, Inc.'s operating income?
nCino, Inc. (NCNO) reported operating income of $21.12M in Q1 2026.
How has nCino, Inc.'s operating income changed year-over-year?
nCino, Inc.'s operating income increased by 1495.8% year-over-year, from -$1.51M to $21.12M.
What is the long-term trend for nCino, Inc.'s operating income?
Over 4 years (2022 to 2026), nCino, Inc.'s operating income has grown at a -52.2% compound annual growth rate (CAGR), from -$71.36M to $3.73M.
What does operating income mean?
Gross profit minus all operating expenses (SG&A, R&D, D&A). Measures the profit from core business operations before interest, taxes, and non-operating items.

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