Skip to content
Screener

nCino, Inc. NCNO Free cash flow

Free cash flow at other companies

Jack Henry & Associates, Inc. logo
Jack Henry & Associates, Inc.JKHY
$282.19M-10.4%
Fidelity National Information Services logo
Fidelity National Information ServicesFIS
$238M-30.6%
Q2 Holdings logo
Q2 HoldingsQTWO
$58.95M+24.5%
Alkami Technology, Inc. logo
Alkami Technology, Inc.ALKT
$21.64M+2,747%
Blend Labs logo
Blend LabsBLND
$7.1M+170%
Pagaya Technologies logo
Pagaya TechnologiesPGY
$40.01M+30.5%

Other financials

Income statement

See full
Revenue$161.0M+8.2%
Gross profit$100.8M+14.4%
Operating income$13.6M+246%
Net income$5.1M+133%
EPS (diluted)$0.05+138%

Balance sheet

See full
Cash & equivalents$83.6M-32.2%
Total debt$338.6M+400%
Total equity$929.8M-12.0%
Total assets$1.6B-2.7%

Cash flow

See full
Operating cash flow$34.2M+92.8%
CapEx$195.0K-96.2%

Valuation

See full
Market cap$2.05B-31.7%
Enterprise value$2.3B-21.8%
P/E60.9×—
P/S3.3×-1.9×

Profitability

See full
Gross margin62.2%+2.2pp
Operating margin7.9%+6.2pp
Net margin5.4%+3.6pp
FCF margin21.2%—

Returns & leverage

See full
Return on equity3.4%+2.3pp
Debt / equity0.4×+0.3×
Current ratio0.8×-0.2×

Where this comes from

Calculated from nCino, Inc.’s reported figures.

The source filing: nCino, Inc.’s 10-Q, filed August 25, 2026. Open the filing →

Filed
Aug 25, 2026, 4:51 PM EDT
Fiscal quarter
Q2 FY2027
Calendar quarter
Q3 2026
Accession
0001902733-26-000101

FAQ

What is nCino, Inc.'s free cash flow?
nCino, Inc. (NCNO) reported free cash flow of $34M in Q2 2026.
How has nCino, Inc.'s free cash flow changed year-over-year?
nCino, Inc.'s free cash flow increased by 170.1% year-over-year, from $12.59M to $34M.
What is the long-term trend for nCino, Inc.'s free cash flow?
Over 3 years (2022 to 2026), nCino, Inc.'s free cash flow has grown at a 49.5% compound annual growth rate (CAGR), from -$24.69M to $82.56M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.

Ask your AI about nCino, Inc.'s free cash flow.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude