What is nCino, Inc.'s market cap?

nCino, Inc. (NCNO) has a market capitalization of $1.9B and trades on NASDAQ.

What is nCino, Inc.'s revenue and profitability?

nCino, Inc. generated $610.1M in trailing twelve-month revenue with net income of $13.3M, representing a net margin of 2.2%. Gross margin stands at 61.4%, with free cash flow of $110.8M. These figures are based on the Q2 2026 filing.

Who are nCino, Inc.'s competitors?

nCino, Inc.'s key competitors include Jack Henry & Associates, FIS, Diebold Nixdorf, Incorporated, and others. These companies compete in similar markets and product categories.

Who does nCino, Inc. partner with?

nCino, Inc.'s notable partners include Salesforce, Amazon Web Services, Accenture, and others.

What subsidiaries does nCino, Inc. have?

nCino, Inc.'s subsidiaries include SimpleNexus, DocFox, FullCircl, and others.

Where is nCino, Inc. headquartered?

nCino, Inc. is headquartered in United States of America and employs approximately 1,653 people. It has been publicly traded since 2020.

nCino, Inc.

NCNO

nCino provides a unified, cloud-based operating system for financial institutions to digitize and automate their operations across the entire customer lifecycle.

Market cap

$1.86B-44.4%

Revenue$610.1M+9.6%

Net income$13.3M+145%

Free cash flow$110.8M-4.8%

EPS (diluted)$0.13+150%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2027 report

May 27, 2026

Revenue$159.4MBeat by $3.6M EPS$0.33Beat by $0.05

Read the full report

Next report

Aug 25, 2026 (in a month)

Revenue estimate$159.3M

EPS estimate$0.28

Financials

Q1 2027

Income statement

See full

Revenue$159.4M+10.6%

Gross profit$100.9M+16.8%

Operating income$21.1M+1,496%

Net income$13.6M+145%

EPS (diluted)$0.12+140%

Balance sheet

See full

Cash & equivalents$103.1M-22.8%

Total debt$326.7M+356%

Total equity$970.4M-9.5%

Total assets$1.6B-2.6%

Cash flow

See full

Operating cash flow$81.4M+49.9%

CapEx$614.0K-64.3%

Free cash flow$80.8M+53.6%

Valuation & ratios

Valuation

See full

Market cap$1.86B-44.4%

Enterprise value$2.08B-36.4%

P/E140.3×—

P/S3.1×-2.9×

Profitability

See full

Gross margin61.4%+1.4pp

Operating margin4.3%+3.1pp

Net margin2.2%+1.3pp

FCF margin18.2%—

Returns & leverage

See full

Return on equity1.3%+0.8pp

Debt / equity0.3×+0.3×

Current ratio0.9×-0.2×

Segments

By product

See full

Subscription$140.9M+12.2%

Subscriptions - non-mortgage$90.0M+11.4%

Subscriptions - mortgage$19.7M+3.9%

Professional services and other$18.5M-0.3%

By segment

See full

Reportable Segment$159.4M+10.6%

Competitors

By market cap

Fidelity National Information Services$21.5B-49.4%

Henry (Jack) & Associates$10.7B-18.8%

Diebold Nixdorf$2.9B+33.1%

nCino, Inc.$1.9B-44.3%

Byline Bancorp, Inc.$1.7B+31.3%

Pagaya Technologies$1.5B-12.6%

Blend Labs$414.0M-53.7%

First Internet Bancorp$228.9M-3.7%

By revenue growth

Pagaya Technologies+23.4%

Fidelity National Information Services+12.3%

nCino, Inc.+9.6%

Henry (Jack) & Associates+8.4%

Blend Labs+7.4%

Diebold Nixdorf+4.3%

First Internet Bancorp-12.1%

By net margin

First Internet Bancorp218.69%-48.5pp

Fidelity National Information Services23.35%+15.3pp

Henry (Jack) & Associates20.64%+2.1pp

Pagaya Technologies7.39%+42.0pp

Diebold Nixdorf2.8%+3.6pp

nCino, Inc.2.17%+7.4pp

Blend Labs-4.18%+22.9pp

Profile

nCino provides a unified, cloud-based operating system for financial institutions to digitize and automate their operations across the entire customer lifecycle. The company leverages a deep data foundation and embedded artificial intelligence to streamline complex workflows in lending, account opening, and onboarding. Its platform is designed to replace disparate legacy systems, helping banks and credit unions improve efficiency, manage risk, and enhance the experience for both employees and clients.

Competitive position

nCino is a leading provider of cloud-based banking software, distinguished by its unified platform approach and strategic integration with Salesforce infrastructure.

GeographiesNorth America, Europe, Middle East, Japan, Asia-Pacific

Customer segmentsFinancial Institutions, Commercial Banks, Mortgage Lenders

Business modelSubscription SaaS, Value-based pricing, Asset-based pricing

SuppliersCloud infrastructure providers, CRM platform providers, Data and analytics providers

CustomersRetail and commercial banks, Credit unions, Mortgage lenders, Fintech startups

CountryUnited States of America

Listed2020

Employees1.7K

CEOSean Desmond

SectorTechnology

IndustrySoftware - Application

Websitencino.com

FilingsSEC EDGAR

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Questions, answered.

What is nCino, Inc.'s market cap?: nCino, Inc. (NCNO) has a market capitalization of $1.9B and trades on NASDAQ.
What is nCino, Inc.'s revenue and profitability?: nCino, Inc. generated $610.1M in trailing twelve-month revenue with net income of $13.3M, representing a net margin of 2.2%. Gross margin stands at 61.4%, with free cash flow of $110.8M. These figures are based on the Q2 2026 filing.
Who are nCino, Inc.'s competitors?: nCino, Inc.'s key competitors include Jack Henry & Associates, FIS, Diebold Nixdorf, Incorporated, and others. These companies compete in similar markets and product categories.
Who does nCino, Inc. partner with?: nCino, Inc.'s notable partners include Salesforce, Amazon Web Services, Accenture, and others.
What subsidiaries does nCino, Inc. have?: nCino, Inc.'s subsidiaries include SimpleNexus, DocFox, FullCircl, and others.
Where is nCino, Inc. headquartered?: nCino, Inc. is headquartered in United States of America and employs approximately 1,653 people. It has been publicly traded since 2020.