Pagaya Technologies
PGYPagaya Technologies is a financial technology company that operates an AI-powered network connecting financial institutions with institutional investors.
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Profile
Pagaya Technologies is a financial technology company that operates an AI-powered network connecting financial institutions with institutional investors. The company utilizes sophisticated data science and proprietary machine learning models to enhance credit underwriting and facilitate greater access to financial products. Its core value proposition lies in its ability to provide real-time credit decisioning, allowing lenders to approve more customers without increasing their own risk profile.
Pagaya positions itself as a comprehensive utility for lenders, leveraging a massive data set of over $3.6 trillion in processed applications to maintain a competitive edge in predictive underwriting.
FAQ
- What is Pagaya Technologies's market cap?
- Pagaya Technologies (PGY) has a market capitalization of $1.7B and trades on NASDAQ.
- What is Pagaya Technologies's revenue and profitability?
- Pagaya Technologies generated $1.4B in trailing twelve-month revenue with net income of $126.8M, representing a net margin of 9.1%. Gross margin stands at 43.4%, with free cash flow of $251.8M. The latest reported period is Q2 2026.
- Who are Pagaya Technologies's competitors?
- Pagaya Technologies's key competitors include Upstart Holdings, Inc., Fair Isaac Corporation, The Bancorp Inc., and others. These companies compete in similar markets and product categories.
- What subsidiaries does Pagaya Technologies have?
- Pagaya Technologies's subsidiaries include Pagaya US Holding Company LLC.
- Where is Pagaya Technologies headquartered?
- Pagaya Technologies is headquartered in Israel and employs approximately 712 people. It has been publicly traded since 2022.
