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Pathward Financial, Inc.
CASHPathward Financial is a financial holding company that operates as a hub for the financial ecosystem where traditional banking and fintech intersect.
Earnings
Next report
Oct 20, 2026 (in a month)Revenue estimate$179.1M
EPS estimate$1.63
Valuation & ratios
Segments
Competitors
By market cap
By revenue growth
By net margin
Profile
Pathward Financial is a financial holding company that operates as a hub for the financial ecosystem where traditional banking and fintech intersect. The company provides nationwide payments and commercial finance solutions, focusing on powering financial inclusion for underserved individuals and businesses through its national bank subsidiary.
Competitive position
Pathward is a leading national debit and prepaid card issuer and a top 50 Nacha bank for ACH transactions, leveraging a mature risk and compliance infrastructure to serve the fintech ecosystem.
GeographiesUnited States
Customer segmentsUnderserved consumers, SMEs, Fintech partners, Tax professionals
Business modelB2B2C, Banking-as-a-Service (BaaS), Asset-based lending, Transaction-based fees
SuppliersFederal Reserve banking rails, Card networks (Visa, Mastercard, Discover), Technology and core banking software providers, Government agencies (SBA, USDA)
CustomersRetail consumers using prepaid/debit cards, Commercial businesses seeking liquidity, Taxpayers awaiting refunds, Merchants requiring payment processing
CountryUnited States of America
Listed1993
Employees1.2K
CEOBrett L. Pharr
SectorFinancial Services
IndustryBanks - Regional
Websitepathwardfinancial.com
FilingsSEC EDGAR
FAQ
- What is Pathward Financial, Inc.'s market cap?
- Pathward Financial, Inc. (CASH) has a market capitalization of $1.6B and trades on NASDAQ.
- What is Pathward Financial, Inc.'s revenue and profitability?
- Pathward Financial, Inc. generated $825.8M in trailing twelve-month revenue with net income of $175.8M, representing a net margin of 21.3%, with free cash flow of $683.6M. The latest reported period is Q3 2026.
- Who are Pathward Financial, Inc.'s competitors?
- Pathward Financial, Inc.'s key competitors include The Bancorp, Inc., Green Dot Corporation, Primis Financial Corp. Common Stock, and others. These companies compete in similar markets and product categories.
- Who does Pathward Financial, Inc. partner with?
- Pathward Financial, Inc.'s notable partners include Visa, Mastercard, Discover, and others.
- What subsidiaries does Pathward Financial, Inc. have?
- Pathward Financial, Inc.'s subsidiaries include Pathward, N.A., Pathward Venture Capital, LLC, First Midwest Financial Capital Trust I, and others.
- Where is Pathward Financial, Inc. headquartered?
- Pathward Financial, Inc. is headquartered in United States of America and employs approximately 1,199 people. It has been publicly traded since 1993.
