What is Pathward Financial, Inc.'s market cap?

Pathward Financial, Inc. (CASH) has a market capitalization of $1.9B and trades on NASDAQ.

What is Pathward Financial, Inc.'s revenue and profitability?

Pathward Financial, Inc. generated $825.8M in trailing twelve-month revenue with net income of $175.8M, representing a net margin of 21.3%. These figures are based on the Q2 2026 filing.

Who are Pathward Financial, Inc.'s competitors?

Pathward Financial, Inc.'s key competitors include The Bancorp, Inc., Green Dot Corporation, Primis Financial Corp. Common Stock, and others. These companies compete in similar markets and product categories.

Who does Pathward Financial, Inc. partner with?

Pathward Financial, Inc.'s notable partners include Visa, Mastercard, Discover, and others.

What subsidiaries does Pathward Financial, Inc. have?

Pathward Financial, Inc.'s subsidiaries include Pathward, N.A., Pathward Venture Capital, LLC, First Midwest Financial Capital Trust I, and others.

Where is Pathward Financial, Inc. headquartered?

Pathward Financial, Inc. is headquartered in United States of America and employs approximately 1,199 people. It has been publicly traded since 1993.

Pathward Financial, Inc.

CASH

Pathward Financial is a financial holding company that operates as a hub for the financial ecosystem where traditional banking and fintech intersect.

Market cap

$1.87B+6.2%

Revenue$825.8M-0.8%

Net income$175.8M-2.6%

EPS (diluted)$7.98+6.1%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q3 2026 report

July 22, 2026

Revenue$189.6MMiss by $1.5M EPS$1.37Miss by $0.58

Read the full report

Next report

Oct 20, 2026 (in 3 months)

Revenue estimate$179.1M

EPS estimate$1.63

Financials

Q3 2026

Income statement

See full

Revenue$189.6M-3.1%

Net income$29.0M-31.3%

EPS (diluted)$1.37-24.3%

Balance sheet

See full

Cash & equivalents$149.4M-42.2%

Total debt$201.0M+16.3%

Total equity$851.1M+3.9%

Total assets$7.3B+1.2%

Valuation & ratios

Valuation

See full

Market cap$1.87B+6.2%

Enterprise value$1.92B+13.2%

P/E10.6×+0.8×

P/S2.3×+0.1×

Profitability

See full

Net margin21.3%-0.4pp

Returns & leverage

See full

Return on equity21.1%-2.0pp

Debt / equity0.2×0.0×

Competitors

By market cap

Mastercard$497.24B-2.8%

The Bancorp$2.9B-4.6%

Customers Bancorp$2.7B+30.4%

Pathward Financial, Inc.$1.9B+4.9%

Heritage Financial$1.2B+54.2%

Green Dot$758.4M+31.5%

Primis Financial Corp.$398.1M+40.3%

Pathfinder Bancorp$100.1M+9.5%

By revenue growth

Customers Bancorp+34.8%

Heritage Financial+30.2%

Green Dot+19.0%

The Bancorp+17.8%

Mastercard+16.8%

Pathward Financial, Inc.-0.8%

Pathfinder Bancorp-12.2%

By net margin

Mastercard45.88%+0.7pp

The Bancorp33.5%-3.8pp

Customers Bancorp31.61%+10.0pp

Heritage Financial26.49%+4.6pp

Primis Financial Corp.21.89%—

Pathward Financial, Inc.21.3%-0.4pp

Green Dot-3.25%-2.9pp

Pathfinder Bancorp-5.46%-13.6pp

Profile

Pathward Financial is a financial holding company that operates as a hub for the financial ecosystem where traditional banking and fintech intersect. The company provides nationwide payments and commercial finance solutions, focusing on powering financial inclusion for underserved individuals and businesses through its national bank subsidiary.

Competitive position

Pathward is a leading national debit and prepaid card issuer and a top 50 Nacha bank for ACH transactions, leveraging a mature risk and compliance infrastructure to serve the fintech ecosystem.

GeographiesUnited States

Customer segmentsUnderserved consumers, SMEs, Fintech partners, Tax professionals

Business modelB2B2C, Banking-as-a-Service (BaaS), Asset-based lending, Transaction-based fees

SuppliersFederal Reserve banking rails, Card networks (Visa, Mastercard, Discover), Technology and core banking software providers, Government agencies (SBA, USDA)

CustomersRetail consumers using prepaid/debit cards, Commercial businesses seeking liquidity, Taxpayers awaiting refunds, Merchants requiring payment processing

CountryUnited States of America

Listed1993

Employees1.2K

CEOBrett L. Pharr

SectorFinancial Services

IndustryBanks - Regional

Websitepathwardfinancial.com

FilingsSEC EDGAR

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Questions, answered.

What is Pathward Financial, Inc.'s market cap?: Pathward Financial, Inc. (CASH) has a market capitalization of $1.9B and trades on NASDAQ.
What is Pathward Financial, Inc.'s revenue and profitability?: Pathward Financial, Inc. generated $825.8M in trailing twelve-month revenue with net income of $175.8M, representing a net margin of 21.3%. These figures are based on the Q2 2026 filing.
Who are Pathward Financial, Inc.'s competitors?: Pathward Financial, Inc.'s key competitors include The Bancorp, Inc., Green Dot Corporation, Primis Financial Corp. Common Stock, and others. These companies compete in similar markets and product categories.
Who does Pathward Financial, Inc. partner with?: Pathward Financial, Inc.'s notable partners include Visa, Mastercard, Discover, and others.
What subsidiaries does Pathward Financial, Inc. have?: Pathward Financial, Inc.'s subsidiaries include Pathward, N.A., Pathward Venture Capital, LLC, First Midwest Financial Capital Trust I, and others.
Where is Pathward Financial, Inc. headquartered?: Pathward Financial, Inc. is headquartered in United States of America and employs approximately 1,199 people. It has been publicly traded since 1993.