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Pathward Financial, Inc. CASH Refund advance and other tax fee income — Noninterest income:

Other product segments

Card and deposit fees
$34.57M-7.4%
Refund transfer product fees
$11.21M+13.8%
Rental income
$9.61M-25.6%

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Other financials

Income statement

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Revenue$189.6M-3.1%
Net income$29.0M-31.3%
EPS (diluted)$1.37-24.3%

Balance sheet

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Cash & equivalents$149.4M-42.2%
Total debt$223.8M+29.4%
Total equity$850.9M+3.9%
Total assets$7.3B+1.2%

Cash flow

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Operating cash flow$52.0M+71.1%
CapEx$3.4M+26.5%
Free cash flow$48.6M+75.4%

Valuation

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Market cap$1.86B+10.0%
Enterprise value$1.94B+20.5%
P/E10.6×+1.2×
P/S2.3×+0.2×

Profitability

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Net margin21.3%-0.4pp
FCF margin82.8%+49.5pp

Returns & leverage

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Return on equity21.1%-2.0pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Pathward Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.

The source filing: Pathward Financial, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:16 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0000907471-26-000034
(Dollars in thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Nine Months Ended June 30, 2026Nine Months Ended June 30, 2025
Net interest income after provision for credit loss84,604113,035280,220320,637
Noninterest income:
Refund transfer product fees11,2099,84646,35342,919
Refund advance and other tax fee income69630758,34149,416
Card and deposit fees34,57037,342102,23697,201
Rental income9,60712,91332,17439,822
(Loss) on sale of securities(22,899)
Gain on divestitures15,044

Item 1. Financial Statements.

FAQ

What is Pathward Financial, Inc.'s refund advance and other tax fee income — noninterest income:?
Pathward Financial, Inc. (CASH) reported refund advance and other tax fee income — noninterest income: of $696K in Q2 2026.
How has Pathward Financial, Inc.'s refund advance and other tax fee income — noninterest income: changed year-over-year?
Pathward Financial, Inc.'s refund advance and other tax fee income — noninterest income: increased by 126.7% year-over-year, from $307K to $696K.
What is the long-term trend for Pathward Financial, Inc.'s refund advance and other tax fee income — noninterest income:?
Over 4 years (2021 to 2025), Pathward Financial, Inc.'s refund advance and other tax fee income — noninterest income: has grown at a 0.9% compound annual growth rate (CAGR), from $47.64M to $49.35M.
What does refund advance and other tax fee income — noninterest income: mean?
This metric represents noninterest income generated from fees associated with tax-related financial products, specifically refund advance services. It captures the revenue stream derived from providing short-term liquidity to consumers based on anticipated tax refunds. This income category is a key indicator of the company's seasonal participation in consumer tax-related financial services.

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