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Coastal Financial CCB Transaction and interchange fees — Noninterest income

Other product segments

BaaS credit enhancements
$50.74M-5.4%
Total Noninterest Income Subject to Topic 606
$34.34M+39.2%
BaaS program income
$8.37M+50.6%
BaaS fraud enhancements
$3.06M+53.5%
Servicing and other BaaS fees
$2.62M+84.8%
Reimbursement of expenses
$2.39M+133%
Other income
$1.29M+85.8%
Other
$1.05M-0.3%
Merchant service fees
$495K+1.6%
Overdraft fees
$207K+4.5%
Loan referral fees
$0-100%

Similar metrics at other companies

Simmons First National logo
SFNCDebit and credit card fees — Non-interest income
$8.5M+0.7%
German American Bancorp logo
GABCInterchange Fee Income — Non-interest Income (in-scope of Topic 606)
$4.78M+8.0%
Shore Bancshares logo
SHBIInterchange income — Noninterest income (in-scope of Topic 606)
$1.7M+7.7%
Regions Financial logo
RFCard and ATM fees — Total Noninterest Income
$117M0.0%
F.N.B. Corporation logo
FNBInterchange and card transaction fees
$13M+8.3%
Independent Bank Corporation logo
IBCPInterchange income — Revenue from contracts with customers
$3.23M+3.4%

Other financials

Income statement

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Revenue$149.4M+7.1%
Net income$12.0M+23.5%
EPS (diluted)$0.78+23.8%

Balance sheet

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Cash & equivalents$1.5B+140%
Total debt$4.8M-9.3%
Total equity$503.8M+12.0%
Total assets$5.7B+30.5%

Cash flow

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Operating cash flow$76.0M+6.0%
CapEx$1.8M-33.3%
Free cash flow$74.1M+7.6%

Valuation

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Market cap$1.14B-11.7%
Enterprise value-$348.99M-152%
P/E23.2×-3.7×
P/S2.1×-0.2×

Profitability

See full
Net margin8.9%+0.5pp
FCF margin45.6%-0.5pp

Returns & leverage

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Return on equity10.3%-2.4pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.

The official record: Coastal Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Coastal Financial's transaction and interchange fees — noninterest income?
Coastal Financial (CCB) reported transaction and interchange fees — noninterest income of $5.87M in Q1 2026.
How has Coastal Financial's transaction and interchange fees — noninterest income changed year-over-year?
Coastal Financial's transaction and interchange fees — noninterest income increased by 53.2% year-over-year, from $3.83M to $5.87M.
What is the long-term trend for Coastal Financial's transaction and interchange fees — noninterest income?
Over 4 years (2021 to 2025), Coastal Financial's transaction and interchange fees — noninterest income has grown at a 142.3% compound annual growth rate (CAGR), from $544K to $18.74M.
What does transaction and interchange fees — noninterest income mean?
This metric represents the total noninterest income generated specifically from transaction processing and interchange fees associated with payment services. It reflects the company's ability to monetize payment volume and card usage within its banking ecosystem. This serves as a key indicator of fee-based revenue diversification outside of traditional net interest income.