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Segments

By segment

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CCBX-$51.18M-814%
Community Bank$10.75M+63.4%
Treasury & Administration-$1.68M+38.2%

Other financials

Income statement

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Revenue$178.1M+49.1%
EPS (diluted)-$2.76-489%

Balance sheet

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Cash & equivalents$1.0B+40.1%
Total debt$4.5M-10.7%
Total equity$463.4M+0.4%
Total assets$5.5B+21.8%

Cash flow

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Operating cash flow$76.9M+16.4%
CapEx$2.2M+6.1%
Free cash flow$74.6M+16.7%

Valuation

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Market cap$671.28M-53.3%
Enterprise value-$332.65M-146%
P/S1.1×-1.5×

Profitability

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Net margin-0.6%-9.2pp
FCF margin42.9%-3.5pp

Returns & leverage

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Return on equity-0.8%-13.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437958-26-000061
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Total noninterest expense141,11172,832224,563144,821
(Loss) income before provision for income taxes(55,194)14,387(40,610)26,156
(BENEFIT) PROVISION FOR INCOME TAXES(13,089)3,359(10,524)5,398
NET (LOSS) INCOME$(42,105)$11,028$(30,086)$20,758
Basic (loss) earnings per common share$(2.76)$0.73$(1.98)$1.38
Diluted (loss) earnings per common share$(2.76)$0.71$(1.98)$1.36
Weighted average number of common shares outstanding:
Basic15,243,35715,033,29615,211,57914,998,097

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's net income?
Coastal Financial (CCB) reported net income of -$42.11M in Q2 2026.
How has Coastal Financial's net income changed year-over-year?
Coastal Financial's net income decreased by 481.8% year-over-year, from $11.03M to -$42.11M.
What is the long-term trend for Coastal Financial's net income?
Over 4 years (2021 to 2025), Coastal Financial's net income has grown at a 14.9% compound annual growth rate (CAGR), from $27.01M to $46.99M.
What does net income mean?
The bottom line — total revenue minus all expenses, taxes, and costs. Represents the profit attributable to the company's shareholders after all obligations are met.

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