What is Coastal Financial's market cap?

Coastal Financial (CCB) has a market capitalization of $1.1B and trades on NASDAQ.

What is Coastal Financial's revenue and profitability?

Coastal Financial generated $551.6M in trailing twelve-month revenue with net income of $49.3M, representing a net margin of 8.9%, with free cash flow of $251.4M. These figures are based on the Q1 2026 filing.

Who are Coastal Financial's competitors?

Coastal Financial's key competitors include The Bancorp, Inc., Third Coast Bancshares, Inc. Common Stock, JPMorgan Chase & Co., and others. These companies compete in similar markets and product categories.

Who does Coastal Financial partner with?

Coastal Financial's notable partners include GreenFi.

What subsidiaries does Coastal Financial have?

Coastal Financial's subsidiaries include Coastal Community Bank, Arlington Olympic LLC.

Where is Coastal Financial headquartered?

Coastal Financial is headquartered in United States of America and employs approximately 486 people. It has been publicly traded since 2018.

Coastal Financial

CCB

Coastal Financial Corporation is a bank holding company that operates through its primary subsidiary, Coastal Community Bank.

Market cap

$1.11B-25.9%

Revenue$551.6M-3.6%

Net income$49.3M+2.4%

Free cash flow$251.4M-4.7%

EPS (diluted)$3.19-5.6%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2026 report

April 29, 2026

Revenue$149.4MBeat by $10.8M EPS$0.78Miss by $0.24

Read the full report

Next report

Jul 30, 2026 (Today)

Revenue estimate$148.5M

EPS estimate$1.01

Financials

Q1 2026

Income statement

See full

Revenue$149.4M+7.1%

Net income$12.0M+23.5%

EPS (diluted)$0.78+23.8%

Balance sheet

See full

Cash & equivalents$1.5B+140%

Total debt$4.8M-9.3%

Total equity$503.8M+12.0%

Total assets$5.7B+30.5%

Cash flow

See full

Operating cash flow$76.0M+6.0%

CapEx$1.8M-33.3%

Free cash flow$74.1M+7.6%

Valuation & ratios

Valuation

See full

Market cap$1.1B-25.9%

Enterprise value-$387.11M-151%

P/E22.4×-8.0×

P/S2×-0.6×

Profitability

See full

Net margin8.9%+0.5pp

FCF margin45.6%-0.5pp

Returns & leverage

See full

Return on equity10.3%-2.4pp

Debt / equity0×0.0×

Segments

By product

See full

BaaS credit enhancements$50.7M-5.4%

Transaction and interchange fees$5.9M+53.2%

BaaS fraud enhancements$3.1M+53.5%

Servicing and other BaaS fees$2.6M+84.8%

Reimbursement of expenses$2.4M+133%

Competitors

By market cap

JPMorgan Chase$946.85B+15.4%

Community Financial System$3.5B+22.1%

The Bancorp$2.8B-5.3%

Coastal Financial$1.1B-27.6%

Green Dot$745.9M+28.7%

Third Coast Bancshares, Inc.$700.0M+36.1%

Citizens Financial Services, Inc.$365.0M+32.4%

BayFirst Financial Corp.$32.8M-47.9%

By revenue growth

Third Coast Bancshares, Inc.+26.4%

Green Dot+19.0%

The Bancorp+17.8%

JPMorgan Chase+13.5%

Citizens Financial Services, Inc.+13.1%

Community Financial System+10.0%

Coastal Financial-3.6%

By net margin

Citizens Financial Services, Inc.33.98%+6.2pp

The Bancorp33.5%-3.8pp

JPMorgan Chase32.63%+0.4pp

Third Coast Bancshares, Inc.31.41%+1.0pp

Community Financial System26.55%+1.6pp

Coastal Financial8.93%+0.5pp

Green Dot-3.25%-2.9pp

Profile

Coastal Financial Corporation is a bank holding company that operates through its primary subsidiary, Coastal Community Bank. The company provides traditional community banking services in the Puget Sound region and operates a significant national Banking-as-a-Service (BaaS) division called CCBX. Its core value proposition lies in combining relationship-based local lending with a scalable digital platform that enables financial technology partners to offer integrated banking products.

Competitive position

The company is the largest community bank by deposit market share in Snohomish County and a specialized national provider in the BaaS market.

GeographiesUnited States, Washington State, Puget Sound Region

Customer segmentsRetail Consumers, SMEs, Fintech Partners, Commercial Real Estate Developers

Business modelB2B2C, Interest Income, Fee-based Services, Banking-as-a-Service (BaaS)

SuppliersFederal Reserve System, FDIC, Third-party Software Vendors, Cloud Technology Providers

CustomersRetail Bank Customers, Commercial Borrowers, Fintech End-users, Venture Capital Firms

CountryUnited States of America

Listed2018

Employees486.0

CEOEric Sprink

SectorFinancial Services

IndustryBanks - Regional

Websitecoastalbank.com

FilingsSEC EDGAR

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Questions, answered.

What is Coastal Financial's market cap?: Coastal Financial (CCB) has a market capitalization of $1.1B and trades on NASDAQ.
What is Coastal Financial's revenue and profitability?: Coastal Financial generated $551.6M in trailing twelve-month revenue with net income of $49.3M, representing a net margin of 8.9%, with free cash flow of $251.4M. These figures are based on the Q1 2026 filing.
Who are Coastal Financial's competitors?: Coastal Financial's key competitors include The Bancorp, Inc., Third Coast Bancshares, Inc. Common Stock, JPMorgan Chase & Co., and others. These companies compete in similar markets and product categories.
Who does Coastal Financial partner with?: Coastal Financial's notable partners include GreenFi.
What subsidiaries does Coastal Financial have?: Coastal Financial's subsidiaries include Coastal Community Bank, Arlington Olympic LLC.
Where is Coastal Financial headquartered?: Coastal Financial is headquartered in United States of America and employs approximately 486 people. It has been publicly traded since 2018.