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Coastal Financial CCB Total Revenue

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Segments

By product

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BaaS credit enhancements$70.73M+126%
Total Noninterest Income Subject to Topic 606$34.34M+39.2%
Transaction and interchange fees$6.84M+33.8%
BaaS fraud enhancements$4.31M+53.8%
Servicing and other BaaS fees$2.92M+53.9%
Reimbursement of expenses$2.26M+250%

Other financials

Income statement

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Net income-$42.1M-482%
EPS (diluted)-$2.76-489%

Balance sheet

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Cash & equivalents$1.0B+40.1%
Total debt$4.5M-10.7%
Total equity$463.4M+0.4%
Total assets$5.5B+21.8%

Cash flow

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Operating cash flow$76.9M+16.4%
CapEx$2.2M+6.1%
Free cash flow$74.6M+16.7%

Valuation

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Market cap$671.28M-53.3%
Enterprise value-$332.65M-146%
P/S1.1×-1.5×

Profitability

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Net margin-0.6%-9.2pp
FCF margin42.9%-3.5pp

Returns & leverage

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Return on equity-0.8%-13.1pp
Debt / equity0.0×

Where this comes from

Calculated from Coastal Financial’s reported figures.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437958-26-000061
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Unrealized gain (loss) on equity securities, net(25)(439)101(423)
Other income6674961,0771,178
Noninterest income, excluding BaaS program income and BaaS indemnification income1,6589703,0442,528
Servicing and other BaaS fees2,9171,8965,5403,315
Transaction and interchange fees6,8365,10912,7098,942
Reimbursement of expenses2,2596464,6511,672
BaaS program income12,0127,65122,90013,929
BaaS credit enhancements70,72531,268121,46984,916

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's total revenue?
Coastal Financial (CCB) reported total revenue of $178.07M in Q2 2026.
How has Coastal Financial's total revenue changed year-over-year?
Coastal Financial's total revenue increased by 49.1% year-over-year, from $119.43M to $178.07M.
What is the long-term trend for Coastal Financial's total revenue?
Over 4 years (2021 to 2025), Coastal Financial's total revenue has grown at a 49.8% compound annual growth rate (CAGR), from $107.56M to $541.67M.
What does total revenue mean?
The aggregate of all revenue from the company's operations — the top line from which all profitability metrics are derived.

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