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Coastal Financial CCB Reimbursement of expenses — Noninterest income

Other product segments

BaaS credit enhancements
$50.74M-5.4%
Total Noninterest Income Subject to Topic 606
$34.34M+39.2%
BaaS program income
$8.37M+50.6%
Transaction and interchange fees
$5.87M+53.2%
BaaS fraud enhancements
$3.06M+53.5%
Servicing and other BaaS fees
$2.62M+84.8%
Other income
$1.29M+85.8%
Other
$1.05M-0.3%
Merchant service fees
$495K+1.6%
Overdraft fees
$207K+4.5%
Loan referral fees
$0-100%

Similar metrics at other companies

SPF
SPFINoninterest Income
$11.3M+6.3%
TFI
TFINBanking — Noninterest Income (Expense), Intersegment
$125K-8.8%
SBC
SBCFNon Interest Income Excluding Gain Loss On Loans Sale And Investments
$26.91M+22.4%
FIB
FIBKNon-interest income
$2.1M-8.7%
First Busey Corporation logo
BUSEBanking — Intersegment noninterest income
$2.83M+705%
Sachem Capital Corp. logo
SACHTotal noninterest income
$1.4M-5.7%

Other financials

Income statement

See full
Revenue$149.4M+7.1%
Net income$12.0M+23.5%
EPS (diluted)$0.78+23.8%

Balance sheet

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Cash & equivalents$1.5B+140%
Total debt$4.8M-9.3%
Total equity$503.8M+12.0%
Total assets$5.7B+30.5%

Cash flow

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Operating cash flow$76.0M+6.0%
CapEx$1.8M-33.3%
Free cash flow$74.1M+7.6%

Valuation

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Market cap$1.14B-11.7%
Enterprise value-$348.99M-152%
P/E23.2×-3.7×
P/S2.1×-0.2×

Profitability

See full
Net margin8.9%+0.5pp
FCF margin45.6%-0.5pp

Returns & leverage

See full
Return on equity10.3%-2.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.

The official record: Coastal Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Coastal Financial's reimbursement of expenses — noninterest income?
Coastal Financial (CCB) reported reimbursement of expenses — noninterest income of $2.39M in Q1 2026.
How has Coastal Financial's reimbursement of expenses — noninterest income changed year-over-year?
Coastal Financial's reimbursement of expenses — noninterest income increased by 133.1% year-over-year, from $1.03M to $2.39M.
What is the long-term trend for Coastal Financial's reimbursement of expenses — noninterest income?
Over 2 years (2021 to 2025), Coastal Financial's reimbursement of expenses — noninterest income has grown at a 122.1% compound annual growth rate (CAGR), from $1M to $4.95M.
What does reimbursement of expenses — noninterest income mean?
This metric represents noninterest income derived from the recovery of costs incurred by the financial institution on behalf of third parties or clients. It reflects the company's ability to pass through operational expenses associated with specific service agreements or banking products. Monitoring this stream helps investors assess the efficiency of cost-recovery mechanisms within the institution's fee-based service segments.