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Third Coast Bancshares, Inc.

TCBX

Third Coast Bancshares, Inc. is a bank holding company that provides relationship-driven commercial banking solutions to small and medium-sized businesses and professionals.

Market cap
$726.3M+36.6%
Revenue$236.6M+26.4%
Net income$74.3M+30.7%
EPS (diluted)$4.01+22.6%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 28, 2026 (in 3 months)
Revenue estimate$66.4M
EPS estimate$0.97

Financials

Q2 2026

Income statement

See full
Revenue$68.0M+30.7%
Net income$22.0M+31.3%
EPS (diluted)$1.08+12.5%

Balance sheet

See full
Cash & equivalents$410.9M+263%
Total debt$18.0M-9.2%
Total assets$6.7B+36.2%

Valuation & ratios

Valuation

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Market cap$726.3M+36.6%
Enterprise value$333.41M-25.4%
P/E9.8×+0.3×
P/S3.1×+0.2×

Profitability

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Net margin31.4%+1.0pp

Competitors

Profile

Third Coast Bancshares, Inc. is a bank holding company that provides relationship-driven commercial banking solutions to small and medium-sized businesses and professionals. The company operates through its primary subsidiary, Third Coast Bank, SSB, delivering tailored financial products and services across major Texas metropolitan markets. Its core value proposition centers on a high-touch, team-oriented culture that offers personalized service and sophisticated banking capabilities typically found at larger institutions.

Competitive position

A locally-based Texas bank focused on high-touch service in the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets.

GeographiesTexas, United States
Customer segmentsSMEs, High-Net-Worth Individuals, Commercial Real Estate, Retail
Business modelInterest Income, Fee-based Services, Relationship Banking
SuppliersCore Data Processing Vendors, Federal Reserve System, Federal Home Loan Bank (FHLB), Institutional Investors
CustomersSmall and Medium-Sized Businesses, Commercial Real Estate Developers, Residential Homebuilders, Retail Banking Customers
Listed2021
Employees365.0
CEOBart O. Caraway
Websitetcbssb.com
FilingsSEC EDGAR

Questions, answered.

What is Third Coast Bancshares, Inc.'s market cap?
Third Coast Bancshares, Inc. (TCBX) has a market capitalization of $726.3M and trades on NASDAQ.
What is Third Coast Bancshares, Inc.'s revenue and profitability?
Third Coast Bancshares, Inc. generated $236.6M in trailing twelve-month revenue with net income of $74.3M, representing a net margin of 31.4%. These figures are based on the Q2 2026 filing.
Who are Third Coast Bancshares, Inc.'s competitors?
Third Coast Bancshares, Inc.'s key competitors include JPMorgan Chase & Co., Cullen/Frost Bankers, Inc., Prosperity Bancshares, Inc., and others. These companies compete in similar markets and product categories.
Who does Third Coast Bancshares, Inc. partner with?
Third Coast Bancshares, Inc.'s notable partners include Federal Home Loan Bank of Dallas.
What subsidiaries does Third Coast Bancshares, Inc. have?
Third Coast Bancshares, Inc.'s subsidiaries include Third Coast Bank, SSB, Keystone Bank, SSB, Heritage Bancorp, Inc..
Where is Third Coast Bancshares, Inc. headquartered?
Third Coast Bancshares, Inc. is headquartered in United States of America and employs approximately 365 people. It has been publicly traded since 2021.