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The Bancorp TBBK Net Income

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Segments

By segment

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Fintech$38.73M+47.7%
REBL$14.72M-17.3%
Institutional Banking$3.16M+14.9%
Commercial$2.44M-24.3%

Other financials

Income statement

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Revenue$163.5M-9.8%
EPS (diluted)$1.45+14.2%

Balance sheet

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Cash & equivalents$80.1M-76.5%
Total debt$748.3M+5,284%
Total equity$705.4M-18.0%
Total assets$9.2B+4.3%

Cash flow

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Operating cash flow$34.9M-31.0%
CapEx$466.0K-8.1%
Free cash flow$34.4M-31.2%

Valuation

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Market cap$2.95B+1.5%
Enterprise value$3.61B+40.2%
P/E12.7×-0.2×
P/S4.4×-0.1×

Profitability

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Gross margin100%
Net margin34.5%-0.4pp
FCF margin52.2%+11.7pp

Returns & leverage

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Return on equity29.6%+2.2pp
Debt / equity1.1×+1.0×

Where this comes from

Reported directly by The Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: The Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054157
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total non-interest expense56,47657,223111,502110,517
Income before income taxes80,94179,649159,653154,887
Income tax expense20,28519,82838,92837,893
Net income$60,656$59,821$120,725$116,994
Net income per share - basic$1.46$1.28$2.89$2.49
Net income per share - diluted$1.45$1.27$2.86$2.46
Weighted average shares - basic41,461,88946,598,53541,795,74046,904,592
Weighted average shares - diluted41,794,16047,182,77042,180,51647,565,580

Item 1. Financial Statements

FAQ

What is The Bancorp's net income?
The Bancorp (TBBK) reported net income of $60.66M in Q2 2026.
How has The Bancorp's net income changed year-over-year?
The Bancorp's net income increased by 1.4% year-over-year, from $59.82M to $60.66M.
What is the long-term trend for The Bancorp's net income?
Over 4 years (2021 to 2025), The Bancorp's net income has grown at a 19.8% compound annual growth rate (CAGR), from $110.65M to $228.21M.
What does net income mean?
The bottom line — total revenue minus all expenses, taxes, and costs. Represents the profit attributable to the company's shareholders after all obligations are met.

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