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The Bancorp TBBK Free cash flow margin

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Other financials

Income statement

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Revenue$163.5M-9.8%
Net income$60.7M+1.4%
EPS (diluted)$1.45+14.2%

Balance sheet

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Cash & equivalents$80.1M-76.5%
Total debt$748.3M+5,284%
Total equity$705.4M-18.0%
Total assets$9.2B+4.3%

Cash flow

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Operating cash flow$34.9M-31.0%
CapEx$466.0K-8.1%
Free cash flow$34.4M-31.2%

Valuation

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Market cap$2.95B+1.5%
Enterprise value$3.61B+40.2%
P/E12.7×-0.2×
P/S4.4×-0.1×

Profitability

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Gross margin100%
Net margin34.5%-0.4pp

Returns & leverage

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Return on equity29.6%+2.2pp
Debt / equity1.1×+1.0×

Where this comes from

Calculated from The Bancorp’s reported figures.

Based on trailing twelve months.

The source filing: The Bancorp’s 10-Q, filed November 10, 2025. Open the filing →

Filed
Nov 10, 2025
Fiscal quarter
Q3 FY2025
Calendar quarter
Q3 2025
Accession
0001295401-25-000004

FAQ

What is The Bancorp's free cash flow margin?
The Bancorp (TBBK) reported free cash flow margin of 52.2% in Q3 2025.
How has The Bancorp's free cash flow margin changed year-over-year?
The Bancorp's free cash flow margin increased by 28.9% year-over-year, from 40.5% to 52.2%.
What is the long-term trend for The Bancorp's free cash flow margin?
Over 4 years (2020 to 2024), The Bancorp's free cash flow margin has grown at a -2.1% compound annual growth rate (CAGR), from 41.8% to 38.4%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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