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The Bancorp TBBK Net margin

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22.9%+12.0pp

Other financials

Income statement

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Revenue$163.5M-9.8%
Net income$60.7M+1.4%
EPS (diluted)$1.45+14.2%

Balance sheet

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Cash & equivalents$80.1M-76.5%
Total debt$748.3M+5,284%
Total equity$705.4M-18.0%
Total assets$9.2B+4.3%

Cash flow

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Operating cash flow$34.9M-31.0%
CapEx$466.0K-8.1%
Free cash flow$34.4M-31.2%

Valuation

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Market cap$2.95B+1.5%
Enterprise value$3.61B+40.2%
P/E12.7×-0.2×
P/S4.4×-0.1×

Profitability

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Gross margin100%
FCF margin52.2%+11.7pp

Returns & leverage

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Return on equity29.6%+2.2pp
Debt / equity1.1×+1.0×

Where this comes from

Calculated from The Bancorp’s reported figures.

Based on trailing twelve months.

The source filing: The Bancorp’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 2:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054157

FAQ

What is The Bancorp's net margin?
The Bancorp (TBBK) reported net margin of 34.5% in Q2 2026.
How has The Bancorp's net margin changed year-over-year?
The Bancorp's net margin decreased by 1.3% year-over-year, from 35% to 34.5%.
What is the long-term trend for The Bancorp's net margin?
Over 5 years (2020 to 2025), The Bancorp's net margin has grown at a 2.5% compound annual growth rate (CAGR), from 28.7% to 32.4%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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