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Net margin at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
32.6%+0.4pp
Bank of America logo
Bank of AmericaBAC
27.8%+2.3pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
26%+0.9pp
The Bancorp logo
The BancorpTBBK
34.5%-0.4pp
First Internet Bancorp logo
First Internet BancorpINBK
-29%-47.0pp
Great Southern Bancorp logo
Great Southern BancorpGSBC
29.7%-0.5pp

Other financials

Income statement

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Revenue$156.1M+8.6%
Net income$36.8M+57.1%
EPS (diluted)$0.74+45.1%

Balance sheet

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Cash & equivalents$927.6M+40.0%
Total debt$99.8M-7.3%
Total equity$1.3B+23.9%
Total assets$16.0B+16.0%

Cash flow

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Operating cash flow$87.4M+394%
CapEx$2.0M-10.8%
Free cash flow$85.3M+366%

Valuation

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Market cap$1.97B+40.0%
Enterprise value$1.14B+34.0%
P/E14.1×-11.0×
P/S3.2×+0.5×

Profitability

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FCF margin43.7%+30.2pp

Returns & leverage

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Return on equity11.7%+6.2pp
Debt / equity0.1×0.0×

Where this comes from

Calculated from Live Oak Bancshares’s reported figures.

Based on trailing twelve months.

The source filing: Live Oak Bancshares’s 8-K, filed July 22, 2026. Open the filing →

Filed
Jul 22, 2026, 4:18 PM EDT
Accession
0001462120-26-000053

FAQ

What is Live Oak Bancshares's net margin?
Live Oak Bancshares (LOB) reported net margin of 22.9% in Q2 2026.
How has Live Oak Bancshares's net margin changed year-over-year?
Live Oak Bancshares's net margin increased by 109.7% year-over-year, from 10.9% to 22.9%.
What is the long-term trend for Live Oak Bancshares's net margin?
Over 5 years (2020 to 2025), Live Oak Bancshares's net margin has grown at a -2.8% compound annual growth rate (CAGR), from 21.2% to 18.4%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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