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Live Oak Bancshares LOB Price / earnings

Price / earnings at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
13.5×-0.3×
Bank of America logo
Bank of AmericaBAC
12×-0.6×
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
11.2×-1.2×
The Bancorp logo
The BancorpTBBK
11.2×-0.1×
First Internet Bancorp logo
First Internet BancorpINBK
15×
NewtekOne, Inc. logo
NewtekOne, Inc.NEWT
4.9×-1.3×

Other financials

Income statement

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Revenue$156.1M+8.6%
Net income$36.8M+57.1%
EPS (diluted)$0.74+45.1%

Balance sheet

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Cash & equivalents$927.6M+40.0%
Total debt$99.8M-7.3%
Total equity$1.3B+23.9%
Total assets$16.0B+16.0%

Cash flow

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Operating cash flow$87.4M+394%
CapEx$2.0M-10.8%
Free cash flow$85.3M+366%

Valuation

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Market cap$1.97B+40.0%
Enterprise value$1.14B+34.0%
P/S3.2×+0.5×

Profitability

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Net margin22.9%+12.0pp
FCF margin43.7%+30.2pp

Returns & leverage

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Return on equity11.7%+6.2pp
Debt / equity0.1×0.0×

Where this comes from

Calculated from Live Oak Bancshares’s reported figures.

Based on the most recent quarter.

The source filing: Live Oak Bancshares’s 8-K, filed July 22, 2026. Open the filing →

Filed
Jul 22, 2026, 4:18 PM EDT
Accession
0001462120-26-000053

FAQ

What is Live Oak Bancshares's price / earnings?
Live Oak Bancshares (LOB) reported price / earnings of 13.5× in Q2 2026.
How has Live Oak Bancshares's price / earnings changed year-over-year?
Live Oak Bancshares's price / earnings decreased by 43.4% year-over-year, from 23.9× to 13.5×.
What is the long-term trend for Live Oak Bancshares's price / earnings?
Over 5 years (2020 to 2025), Live Oak Bancshares's price / earnings has grown at a -15.5% compound annual growth rate (CAGR), from 34.6× to 14.9×.
What does price / earnings mean?
Market capitalization at the quarter end divided by trailing-twelve-month net income. The price the market pays for each dollar of trailing earnings.

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