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Live Oak Bancshares LOB Operating Cash Flow

Operating Cash Flow at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
-$211.76B+15.9%
Bank of America logo
Bank of AmericaBAC
$41.77B+2,013%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$9.14B+183%
The Bancorp logo
The BancorpTBBK
$85.24M-9.8%
OFG Bancorp logo
OFG BancorpOFG
$73.12M-12.0%
National Bank Holdings logo
National Bank HoldingsNBHC
-$56.83M-243%

Other financials

Income statement

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Revenue$145.5M+18.4%
Net income$30.0M+209%
EPS (diluted)$0.60+186%

Balance sheet

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Cash & equivalents$816.1M+9.7%
Total debt$99.7M-9.5%
Total equity$1.3B+24.4%
Total assets$15.3B+12.5%

Cash flow

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CapEx$2.0M-10.8%
Free cash flow$85.3M+366%

Valuation

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Market cap$1.84B+25.8%
Enterprise value$1.13B+39.8%
P/E14.6×-10.0×
P/S3.1×+0.1×

Profitability

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Net margin21.1%+9.1pp
FCF margin43.7%+30.2pp

Returns & leverage

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Return on equity11%+4.9pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Live Oak Bancshares in its filing.

Tagged under the XBRL concept us-gaap:NetCashProvidedByUsedInOperatingActivities.

The official record: Live Oak Bancshares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Live Oak Bancshares's operating cash flow?
Live Oak Bancshares (LOB) reported operating cash flow of $87.38M in Q1 2026.
How has Live Oak Bancshares's operating cash flow changed year-over-year?
Live Oak Bancshares's operating cash flow increased by 393.6% year-over-year, from -$29.77M to $87.38M.
What is the long-term trend for Live Oak Bancshares's operating cash flow?
Over 2 years (2022 to 2025), Live Oak Bancshares's operating cash flow has grown at a -27.5% compound annual growth rate (CAGR), from -$300.74M to $158.24M.
What does operating cash flow mean?
Total cash generated by or used in core business operations — the single most important cash flow metric for assessing business health.