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Other financials

Income statement

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Revenue$156.1M+8.6%
Net income$36.8M+57.1%
EPS (diluted)$0.74+45.1%

Balance sheet

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Cash & equivalents$927.6M+40.0%
Total debt$99.8M-7.3%
Total equity$1.3B+23.9%
Total assets$16.0B+16.0%

Cash flow

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Operating cash flow$87.4M+394%
Free cash flow$85.3M+366%

Valuation

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Market cap$1.97B+40.0%
Enterprise value$1.14B+34.0%
P/E14.1×-11.0×
P/S3.2×+0.5×

Profitability

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Net margin22.9%+12.0pp
FCF margin43.7%+30.2pp

Returns & leverage

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Return on equity11.7%+6.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Live Oak Bancshares in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

The source filing: Live Oak Bancshares’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:36 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001462120-26-000039
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
Loan and lease originations and principal collections, net(262,125)(413,757)
Purchases of equity security investments(66)(3,433)
Purchases of equity method investments(424)
Proceeds from sale of equity security investments358160
Proceeds from sale of equity method investments759129
Proceeds from sale of premises and equipment222
Purchases of premises and equipment, net(2,047)(2,294)
Net cash used by investing activities(273,402)(464,520)

Item 1. Financial Statements (Unaudited)

FAQ

What is Live Oak Bancshares's capex?
Live Oak Bancshares (LOB) reported capex of $2.05M in Q1 2026.
How has Live Oak Bancshares's capex changed year-over-year?
Live Oak Bancshares's capex decreased by 10.8% year-over-year, from $2.29M to $2.05M.
What is the long-term trend for Live Oak Bancshares's capex?
Over 4 years (2021 to 2025), Live Oak Bancshares's capex has grown at a 47.9% compound annual growth rate (CAGR), from $3.08M to $14.76M.
What does capex mean?
Cash spent on property, plant, and equipment — the primary measure of investment in productive capacity and infrastructure.

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