Live Oak Bancshares
LOBLive Oak Bancshares is a bank holding company that operates a national online platform specializing in small business lending and deposit gathering.
Earnings
Next report
Oct 28, 2026 (in 3 months)Financials
Q2 2026Valuation & ratios
Competitors
By market cap
By revenue growth
By net margin
Profile
Live Oak Bancshares is a bank holding company that operates a national online platform specializing in small business lending and deposit gathering. The company primarily originates loans guaranteed by the U.S. Small Business Administration (SBA) and the USDA, leveraging a proprietary technology-based platform to serve customers without traditional branch locations. Its core value proposition centers on deep industry expertise within specific market verticals and a cloud-based delivery model.
A leading national SBA lender that differentiates itself through a branchless, technology-driven model and deep vertical-specific expertise.
Questions, answered.
- What is Live Oak Bancshares's market cap?
- Live Oak Bancshares (LOB) has a market capitalization of $2.0B and trades on NYSE.
- What is Live Oak Bancshares's revenue and profitability?
- Live Oak Bancshares generated $609.6M in trailing twelve-month revenue with net income of $139.6M, representing a net margin of 22.9%. These figures are based on the Q2 2026 filing.
- Who are Live Oak Bancshares's competitors?
- Live Oak Bancshares's key competitors include JPMorgan Chase & Co., Wells Fargo & Company, Bank of America Corporation, and others. These companies compete in similar markets and product categories.
- What subsidiaries does Live Oak Bancshares have?
- Live Oak Bancshares's subsidiaries include Live Oak Banking Company, Live Oak Ventures, Inc., Government Loan Solutions, Inc., and others.
- Where is Live Oak Bancshares headquartered?
- Live Oak Bancshares is headquartered in United States of America and employs approximately 962 people. It has been publicly traded since 2015.
