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Pathward Financial, Inc. CASH Free cash flow margin

Free cash flow margin at other companies

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The BancorpTBBK
52.2%+11.7pp
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Green DotGDOT
9%-2.5pp
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Heritage FinancialHFWA
27.3%-9.0pp
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Customers BancorpCUBI
39.8%-20.6pp
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Primis Financial Corp.FRST
-25.1%
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Pathfinder BancorpPBHC
44.5%

Other financials

Income statement

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Revenue$189.6M-3.1%
Net income$29.0M-31.3%
EPS (diluted)$1.37-24.3%

Balance sheet

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Cash & equivalents$149.4M-42.2%
Total debt$223.8M+29.4%
Total equity$850.9M+3.9%
Total assets$7.3B+1.2%

Cash flow

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Operating cash flow$52.0M+71.1%
CapEx$3.4M+26.5%
Free cash flow$48.6M+75.4%

Valuation

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Market cap$1.86B+10.0%
Enterprise value$1.94B+20.5%
P/E10.6×+1.2×
P/S2.3×+0.2×

Profitability

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Net margin21.3%-0.4pp

Returns & leverage

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Return on equity21.1%-2.0pp
Debt / equity0.3×+0.1×

Where this comes from

Calculated from Pathward Financial, Inc.’s reported figures.

Based on trailing twelve months.

The source filing: Pathward Financial, Inc.’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 4:16 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0000907471-26-000034

FAQ

What is Pathward Financial, Inc.'s free cash flow margin?
Pathward Financial, Inc. (CASH) reported free cash flow margin of 82.8% in Q2 2026.
How has Pathward Financial, Inc.'s free cash flow margin changed year-over-year?
Pathward Financial, Inc.'s free cash flow margin increased by 148.5% year-over-year, from 33.3% to 82.8%.
What is the long-term trend for Pathward Financial, Inc.'s free cash flow margin?
Over 4 years (2021 to 2025), Pathward Financial, Inc.'s free cash flow margin has grown at a -15.7% compound annual growth rate (CAGR), from 103.4% to 52.3%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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