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The Bancorp TBBK Commercial — Net Income Loss

Other segment segments

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$38.73M+47.7%
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$14.72M-17.3%
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Other financials

Income statement

See full
Revenue$163.5M-9.8%
Net income$60.7M+1.4%
EPS (diluted)$1.45+14.2%

Balance sheet

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Cash & equivalents$80.1M-76.5%
Total debt$748.3M+5,284%
Total equity$705.4M-18.0%
Total assets$9.2B+4.3%

Cash flow

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Operating cash flow$34.9M-31.0%
CapEx$466.0K-8.1%
Free cash flow$34.4M-31.2%

Valuation

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Market cap$2.95B+1.5%
Enterprise value$3.61B+40.2%
P/E12.7×-0.2×
P/S4.4×-0.1×

Profitability

See full
Gross margin100%
Net margin34.5%-0.4pp
FCF margin52.2%+11.7pp

Returns & leverage

See full
Return on equity29.6%+2.2pp
Debt / equity1.1×+1.0×

Where this comes from

Reported directly by The Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: The Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054157
Line itemFintechCredit Solutions / REBLCredit Solutions / Institutional BankingCredit Solutions / CommercialCorporateTotal
Non-interest expense allocations:
Risk, financial crimes, and compliance7,8387139421,541(11,034)
Information technology and operations3,7352421,1232,133(7,233)
Other allocated expenses4,0698381,4261,966(8,299)
Total non-interest expense allocations15,6421,7933,4915,640(26,566)
Income before taxes51,67919,6404,2163,2552,15180,941
Income tax expense12,9514,9221,05781653920,285
Net income$38,728$14,718$3,159$2,439$1,612$60,656

Item 1. Financial Statements

FAQ

What is The Bancorp's commercial — net income loss?
The Bancorp (TBBK) reported commercial — net income loss of $2.44M in Q2 2026.
How has The Bancorp's commercial — net income loss changed year-over-year?
The Bancorp's commercial — net income loss decreased by 24.3% year-over-year, from $3.22M to $2.44M.
What is the long-term trend for The Bancorp's commercial — net income loss?
Over 2 years (2022 to 2025), The Bancorp's commercial — net income loss has grown at a 31.2% compound annual growth rate (CAGR), from -$5.67M to $9.75M.
What does commercial — net income loss mean?
This is the final bottom-line profit or loss generated by the commercial segment after all operating expenses, allocations, and taxes have been accounted for. It represents the ultimate financial performance of the segment and its value creation for shareholders.

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