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FS Bancorp, Inc. FSBW Commercial And Consumer Banking — Net Income Loss

Other segment segments

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Other financials

Income statement

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Revenue$1.2M-96.8%
Net income$7.9M+2.7%
EPS (diluted)$1.16+39.8%

Balance sheet

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Cash & equivalents$29.7M-10.5%
Total debt$331.3M+36.6%
Total equity$319.0M+7.3%
Total assets$3.2B+0.1%

Cash flow

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Operating cash flow$52.0M+628%
CapEx$574.0K-55.6%
Free cash flow$51.4M+778%

Valuation

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Market cap$319.67M+7.1%
Enterprise value$621.21M+22.4%
P/E9.6×+0.6×

Profitability

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Net margin24.4%-1.2pp
FCF margin70%-67.3pp

Returns & leverage

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Return on equity10.8%-0.7pp
Debt / equity+0.2×

Where this comes from

Reported directly by FS Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: FS Bancorp, Inc.’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 3:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026740
INTEREST INCOMEThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Amortization of core deposit intangible7228091,4661,639
(Recovery) impairment of MSRs(4)38(59)29
Total noninterest expense26,10425,50251,62450,556
INCOME BEFORE PROVISION FOR INCOME TAXES10,0539,75919,95019,220
PROVISION FOR INCOME TAXES2,1172,0314,1843,471
NET INCOME$7,936$7,728$15,766$15,749
Basic earnings per share$1.06$1.00$2.11$2.02
Diluted earnings per share$1.04$0.99$2.07$1.99

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FAQ

What is FS Bancorp, Inc.'s commercial and consumer banking — net income loss?
FS Bancorp, Inc. (FSBW) reported commercial and consumer banking — net income loss of $6.79M in Q2 2026.
How has FS Bancorp, Inc.'s commercial and consumer banking — net income loss changed year-over-year?
FS Bancorp, Inc.'s commercial and consumer banking — net income loss decreased by 7.9% year-over-year, from $7.38M to $6.79M.
What is the long-term trend for FS Bancorp, Inc.'s commercial and consumer banking — net income loss?
Over 3 years (2021 to 2024), FS Bancorp, Inc.'s commercial and consumer banking — net income loss has grown at a 14.5% compound annual growth rate (CAGR), from $21.84M to $32.79M.
What does commercial and consumer banking — net income loss mean?
This represents the total profitability of the commercial and consumer banking segment after accounting for all interest income, noninterest income, operating expenses, and taxes. It serves as the primary indicator of the segment's financial performance and its contribution to the overall holding company's bottom line.

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