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FS Bancorp, Inc. FSBW Home Lending — Net Income Loss

Other segment segments

Commercial And Consumer Banking
$6.75M-13.3%

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Other financials

Income statement

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Revenue$1.2M-96.8%
Net income$7.8M-2.4%
EPS (diluted)$1.16+39.8%

Balance sheet

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Cash & equivalents$38.7M-38.3%
Total debt$172.9M+134%
Total equity$313.9M+5.0%
Total assets$3.2B+4.5%

Cash flow

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Operating cash flow$8.7M+6.6%
CapEx$273.0K-22.0%
Free cash flow$8.4M+7.8%

Valuation

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Market cap$316.6M+7.8%
Enterprise value$450.77M+47.8%
P/E9.6×+1.1×
P/S7.9×-0.7×

Profitability

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Net margin24.4%-1.2pp
FCF margin70%-67.3pp

Returns & leverage

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Return on equity10.8%-1.2pp
Debt / equity0.6×+0.3×

Where this comes from

Reported directly by FS Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The official record: FS Bancorp, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FS Bancorp, Inc.'s home lending — net income loss?
FS Bancorp, Inc. (FSBW) reported home lending — net income loss of $1.08M in Q1 2026.
How has FS Bancorp, Inc.'s home lending — net income loss changed year-over-year?
FS Bancorp, Inc.'s home lending — net income loss increased by 347.9% year-over-year, from $242K to $1.08M.
What is the long-term trend for FS Bancorp, Inc.'s home lending — net income loss?
Over 3 years (2021 to 2025), FS Bancorp, Inc.'s home lending — net income loss has grown at a -49.4% compound annual growth rate (CAGR), from $15.57M to $2.01M.
What does home lending — net income loss mean?
Represents the total profitability of the home lending business segment after accounting for all interest income, noninterest income, operating expenses, and tax provisions. This metric serves as a primary indicator of the segment's financial health and its contribution to the overall bank's bottom line.