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First Hawaiian, Inc. FHB Commercial Banking Business — Net Income Loss

Other segment segments

Retail Banking Business
$60.08M+4.6%
Corporate And Other Nonoperating
-$23.67M

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Other financials

Income statement

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Revenue$220.3M+4.4%
Net income$78.5M+7.2%
EPS (diluted)$0.64+10.3%

Balance sheet

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Total debt$60.9M-80.5%
Total equity$2.9B+5.8%
Total assets$24.6B+3.2%

Cash flow

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Operating cash flow$8.7M-93.6%
CapEx$4.3M-47.0%
Free cash flow$155.4M+443%

Valuation

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Market cap$3.35B+12.9%
P/E11.6×-0.5×

Profitability

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Net margin32%+3.1pp
FCF margin48.3%+16.9pp

Returns & leverage

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Return on equity10.5%+1.1pp
Debt / equity-0.1×

Where this comes from

Reported directly by First Hawaiian, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: First Hawaiian, Inc.’s 10-Q, filed May 4, 2026.

Filed
May 4, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001104659-26-054867
(dollars in thousands)Three Months Ended / Retail / BankingThree Months Ended / Commercial / BankingThree Months Ended / Corporate/ / OtherThree Months Ended / Consolidated / Total
Other segment items (2)(37,950)(1,881)21,001(18,830)
Noninterest expense(76,570)(20,277)(31,038)(127,885)
Income (loss) before (provision) benefit for income taxes79,21939,014(30,769)87,464
(Provision) benefit for income taxes(19,144)(7,633)7,097(19,680)
Net income (loss)$60,075$31,381$(23,672)$67,784
Other Segment Disclosures:
Depreciation and amortization (3)$1,530$46$4,049$5,625
Segment earning assets(4)7,162,6067,281,1207,077,74421,521,470

Item 1. Financial Statements (unaudited)

FAQ

What is First Hawaiian, Inc.'s commercial banking business — net income loss?
First Hawaiian, Inc. (FHB) reported commercial banking business — net income loss of $31.38M in Q1 2026.
How has First Hawaiian, Inc.'s commercial banking business — net income loss changed year-over-year?
First Hawaiian, Inc.'s commercial banking business — net income loss increased by 2.1% year-over-year, from $30.75M to $31.38M.
What is the long-term trend for First Hawaiian, Inc.'s commercial banking business — net income loss?
Over 4 years (2021 to 2025), First Hawaiian, Inc.'s commercial banking business — net income loss has grown at a 1.6% compound annual growth rate (CAGR), from $119.77M to $127.72M.
What does commercial banking business — net income loss mean?
The final bottom-line profit or loss generated by the commercial banking segment after all operating expenses, taxes, and other charges. This is the definitive measure of the segment's contribution to the overall financial health of the parent organization.

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